/* =====================================================================
   מאני טוגדר · אשדוד — Design System
   Concept: "Warm Authority — the anti-bank"
   Headings: Rubik (serif) · Body: Heebo · RTL
   ===================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Rubik:wght@300;400;500;600;700;800;900&display=swap');

/* ---------- Tokens ---------- */
:root,[data-theme="light"]{
  --paper:#FCFBFD; --paper-2:#F4F0F8; --card:#FFFFFF;
  --ink:#221A2B; --ink-soft:#5C5468; --ink-faint:#8A8398;
  --plum:#5A2D86; --plum-deep:#38215A; --plum-bright:#7B3FB0;
  --brand:#9933CC; --brand-deep:#7A29A3;
  --rose:#9933CC; --rose-deep:#7A29A3;
  --sand:#E7D3B3; --sand-deep:#C9A878;
  --line:#E8E1F0;
  --shadow-sm:0 2px 10px -4px rgba(56,33,90,.18);
  --shadow:0 18px 50px -22px rgba(56,33,90,.30);
  --shadow-lg:0 36px 90px -30px rgba(56,33,90,.38);
  --shadow-card:0 1px 2px 0 rgba(20,8,40,.05), 0 22px 50px -32px rgba(46,6,72,.22);
  --header-bg:rgba(252,251,253,.82);
}
[data-theme="dark"]{
  --paper:#14101A; --paper-2:#1C1626; --card:#1F1830;
  --ink:#F3EFF7; --ink-soft:#C4BCD2; --ink-faint:#8F86A0;
  --plum:#B98BE6; --plum-deep:#9A6BD0; --plum-bright:#CDA8F0;
  --brand:#A64DDB; --brand-deep:#9933CC;
  --rose:#A64DDB; --rose-deep:#9933CC;
  --sand:#D9BE96; --sand-deep:#B89A6E;
  --line:#2E2640;
  --shadow-sm:0 2px 12px -4px rgba(0,0,0,.5);
  --shadow:0 20px 60px -24px rgba(0,0,0,.6);
  --shadow-lg:0 40px 100px -30px rgba(0,0,0,.7);
  --shadow-card:0 1px 2px 0 rgba(0,0,0,.32), 0 24px 56px -30px rgba(0,0,0,.62);
  --header-bg:rgba(20,16,26,.78);
}

*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  font-family:'Rubik',system-ui,sans-serif;
  background:var(--paper); color:var(--ink);
  line-height:1.7; font-weight:400; font-size:17px;
  min-height:100vh; overflow-x:hidden;
  transition:background .4s ease, color .4s ease;
  -webkit-font-smoothing:antialiased;
}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
::selection{background:var(--rose);color:#fff}

/* ---------- Type ---------- */
.serif{font-family:'Rubik',sans-serif}
h1,h2,h3,h4{font-family:'Rubik',sans-serif;font-weight:600;line-height:1.08;letter-spacing:-.01em;color:var(--ink)}
.eyebrow{font-family:'Rubik',sans-serif;font-weight:700;font-size:.82rem;letter-spacing:.14em;text-transform:none;color:var(--rose);display:inline-flex;align-items:center;gap:9px}
.eyebrow::before{content:"";width:26px;height:2px;background:var(--rose);border-radius:2px}
.eyebrow.has-ico::before{display:none}
.eyebrow-ico{height:44px;width:44px;object-fit:contain;flex-shrink:0}
.lead{font-size:1.22rem;line-height:1.65;color:var(--ink-soft);font-weight:400;max-width:60ch}
.muted{color:var(--ink-soft)}
.accent{color:var(--rose)}
.plum{color:var(--plum)}

/* ---------- Layout ---------- */
.wrap{max-width:1320px;margin-inline:auto;padding-inline:clamp(20px,4vw,40px)}
.wrap-narrow{max-width:860px;margin-inline:auto;padding-inline:clamp(20px,4vw,40px)}
section{padding-block:clamp(72px,9vw,140px);position:relative}
.section-soft{background:var(--paper-2)}
.section-ink{background:var(--plum-deep);color:#F3EFF7}
.section-ink h1,.section-ink h2,.section-ink h3{color:#fff}
.sec-head{max-width:680px;margin-bottom:clamp(40px,5vw,64px)}
.sec-head h2{font-size:clamp(2rem,4.4vw,3.4rem);margin:18px 0 0}
.sec-head .lead{margin-top:20px}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  font-family:'Rubik',sans-serif;font-weight:600;font-size:1.02rem;
  padding:15px 32px;border-radius:100px;cursor:pointer;border:1.5px solid transparent;
  transition:transform .45s cubic-bezier(.16,1,.3,1),background .25s,color .25s,box-shadow .35s,border-color .25s;
  white-space:nowrap;line-height:1;
}
.btn:active{transform:translateY(1px)}
.btn-primary{background:var(--brand);color:#fff}
.btn-primary:hover{background:var(--brand-deep);transform:translateY(-2px)}
.btn-plum{background:var(--brand);color:#fff}
.btn-plum:hover{background:var(--brand-deep);transform:translateY(-2px)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--plum);color:var(--plum)}
.btn-light{background:#fff;color:var(--plum-deep)}
.btn-light:hover{transform:translateY(-2px);box-shadow:0 18px 40px -14px rgba(0,0,0,.4)}
.btn-lg{padding:18px 40px;font-size:1.1rem;border-radius:100px}
.btn-arrow{font-size:1.1em;line-height:0;transition:transform .4s cubic-bezier(.16,1,.3,1)}
.btn:hover .btn-arrow{transform:translateX(-5px)}

/* ---------- Header ---------- */
.hdr{position:sticky;top:0;z-index:100;background:var(--header-bg);backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);border-bottom:1px solid transparent;transition:border-color .3s,background .3s}
.hdr.scrolled{border-bottom-color:transparent}
.hdr-row{max-width:none;margin-inline:auto;padding:16px clamp(20px,3.5vw,52px);display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:11px;font-family:'Rubik',sans-serif;font-weight:600;font-size:1.32rem;color:var(--ink);flex-shrink:0}
.brand-mark{width:38px;height:38px;border-radius:11px;background:linear-gradient(150deg,var(--plum),var(--rose));display:grid;place-items:center;color:#fff;font-size:1.15rem;font-weight:600;box-shadow:var(--shadow-sm)}
.brand small{display:block;font-family:'Rubik',sans-serif;font-size:.62rem;font-weight:600;letter-spacing:.18em;color:var(--ink-faint);margin-top:-2px}
.logo-mark{height:36px;width:auto;display:block}
[data-theme="dark"] .logo-mark{filter:brightness(0) invert(1)}
.logo-full{height:82px;width:auto;display:block}
.l-dark{display:none}
[data-theme="dark"] .l-light{display:none}
[data-theme="dark"] .l-dark{display:block}
.brand-branch{display:inline-flex;align-items:center;font-weight:600;font-size:.92rem;color:var(--ink-soft)}
.brand-branch::before{content:"";width:1px;height:20px;background:var(--line);margin-inline:12px}
.nav{display:flex;align-items:center;gap:2px;list-style:none}
.nav>li{position:relative}
.nav>li>a{display:inline-flex;align-items:center;gap:5px;padding:10px 14px;border-radius:11px;font-weight:400;font-size:1.12rem;color:var(--ink-soft);transition:color .2s,background .2s}
.nav>li>a:hover{color:var(--plum);background:var(--paper-2)}
.nav .caret{transition:transform .25s}
.nav .has-sub:hover .caret{transform:rotate(180deg)}
.submenu{position:absolute;top:100%;inset-inline-end:0;min-width:230px;background:var(--card);border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);padding:8px;margin-top:8px;list-style:none;display:flex;flex-direction:column;gap:2px;opacity:0;visibility:hidden;transform:translateY(10px);transition:opacity .25s,transform .3s cubic-bezier(.16,1,.3,1),visibility .25s;z-index:60}
.submenu::before{content:"";position:absolute;top:-12px;inset-inline:0;height:12px}
.has-sub:hover .submenu{opacity:1;visibility:visible;transform:none}
.submenu a{display:block;padding:11px 14px;border-radius:10px;font-size:1.02rem;font-weight:400;color:var(--ink-soft);white-space:nowrap;transition:color .2s,background .2s}
.submenu a:hover{color:var(--plum);background:var(--paper-2)}
.hdr-cta,.hdr-right{display:flex;align-items:center;gap:18px;flex-shrink:0}
.hdr-left{display:flex;align-items:center;gap:16px;flex-shrink:0}
.btn-tel{display:none}
.hdr-phone{font-weight:600;color:var(--ink);font-size:.96rem;display:flex;align-items:center;gap:7px}
.hdr-phone svg{color:var(--rose)}
.menu-btn,.theme-btn{display:grid;place-items:center;width:42px;height:42px;border-radius:11px;border:1px solid var(--line);background:var(--card);color:var(--ink);cursor:pointer;transition:border-color .2s,color .2s}
.theme-btn:hover{border-color:var(--plum);color:var(--plum)}
.theme-btn .ti{transition:transform .55s cubic-bezier(.16,1,.3,1)}
.theme-btn:hover .ti{transform:rotate(35deg)}
.theme-btn .ti-sun{display:none}
[data-theme="dark"] .theme-btn .ti-moon{display:none}
[data-theme="dark"] .theme-btn .ti-sun{display:block;color:var(--sand)}
[data-theme="dark"] .theme-btn:hover{border-color:var(--sand-deep);color:var(--sand)}
[data-theme="dark"] .theme-btn:hover .ti-sun{transform:rotate(55deg)}
.menu-btn{display:none}

/* ---------- Hero (fixed video, content scrolls over) ---------- */
.hero-wrap{position:fixed;inset:0 0 auto 0;height:100vh;overflow:hidden;z-index:1;background:var(--paper);display:flex;align-items:center}
.hero-vid{position:absolute;inset:0;z-index:0}
.hero-vid video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:opacity .6s}
.hero-vid .v-dark{opacity:0}
.hero-vid .v-mob{display:none}
[data-theme="dark"] .hero-vid .v-light{opacity:0}
[data-theme="dark"] .hero-vid .v-dark{opacity:1}
.hero-scrim{position:absolute;inset:0;z-index:1;background:linear-gradient(100deg,rgba(252,251,253,.92) 0%,rgba(252,251,253,.72) 42%,rgba(252,251,253,.30) 100%)}
[data-theme="dark"] .hero-scrim{background:linear-gradient(100deg,rgba(20,16,26,.92) 0%,rgba(20,16,26,.74) 42%,rgba(20,16,26,.34) 100%)}
.hero-inner{position:relative;z-index:2;width:100%}
.hero-spacer{height:100vh;pointer-events:none}
.stack{position:relative;z-index:10;background:var(--paper);box-shadow:0 -40px 80px -30px rgba(56,33,90,.4)}
/* dark-mode animated aurora backdrop — drifting plum orbs behind the content */
[data-theme="dark"] .stack,[data-theme="dark"] .page-main{position:relative}
[data-theme="dark"] .stack::before,[data-theme="dark"] .page-main::before{
  content:"";position:absolute;inset:0;z-index:0;pointer-events:none;
  background:
    radial-gradient(34vw 34vw at 12% 5%, rgba(123,63,176,.22), transparent 60%),
    radial-gradient(30vw 30vw at 88% 17%, rgba(166,77,219,.16), transparent 60%),
    radial-gradient(36vw 36vw at 38% 38%, rgba(90,45,134,.20), transparent 62%),
    radial-gradient(32vw 32vw at 84% 58%, rgba(139,79,196,.16), transparent 62%),
    radial-gradient(34vw 34vw at 18% 74%, rgba(123,63,176,.18), transparent 62%),
    radial-gradient(30vw 30vw at 64% 93%, rgba(166,77,219,.15), transparent 62%);
  background-repeat:no-repeat;
  animation:auroraDrift 22s ease-in-out infinite alternate;
}
[data-theme="dark"] .stack>*,[data-theme="dark"] .page-main>*{position:relative;z-index:1}
@keyframes auroraDrift{
  from{transform:translate3d(-1.5%,-1%,0) scale(1.03)}
  to{transform:translate3d(2%,1.5%,0) scale(1.08)}
}
@media(prefers-reduced-motion:reduce){[data-theme="dark"] .stack::before,[data-theme="dark"] .page-main::before{animation:none}}
.hero h1{font-size:clamp(2.2rem,5vw,4.3rem);font-weight:600;max-width:15ch}
.hero .lead{margin:26px 0 0;font-size:clamp(1.1rem,1.7vw,1.4rem);color:var(--ink-soft)}
.hero .lead strong{color:var(--ink);font-weight:700}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:36px}
.hero-eyebrow{margin-bottom:24px}
/* quiet credential row (NOT the big-number template) */
.creds{display:flex;align-items:center;gap:14px 26px;flex-wrap:wrap;margin-top:42px;padding-top:28px;border-top:1px solid var(--line)}
.cred{display:flex;align-items:center;gap:9px;font-size:.94rem;font-weight:500;color:var(--ink-soft)}
.cred svg{color:var(--plum);flex-shrink:0}
.cred b{color:var(--ink);font-weight:700}
.cred-sep{width:5px;height:5px;border-radius:50%;background:var(--sand-deep)}

/* ---------- Audience split (dual-funnel fork) ---------- */
.fork{display:grid;grid-template-columns:.82fr 1.18fr;gap:24px;align-items:stretch}
.fork-card{position:relative;overflow:hidden;border-radius:24px;padding:clamp(32px,4vw,52px);display:flex;flex-direction:column;justify-content:flex-end;min-height:340px;transition:transform .5s cubic-bezier(.16,1,.3,1),box-shadow .5s;cursor:pointer}
.fork-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}
.fork-clients{background:linear-gradient(150deg,var(--plum),var(--plum-deep));color:#fff}
.fork-agents{background:var(--card);border:1.5px solid var(--line);color:var(--ink)}
.fork-card .tag{font-size:.8rem;font-weight:700;letter-spacing:.1em;opacity:.8;margin-bottom:auto}
.fork-clients .tag{color:var(--sand);font-size:1.3rem;font-weight:600;letter-spacing:0;opacity:1;line-height:1.3}
.fork-agents .tag{color:var(--rose);font-size:1.3rem;font-weight:600;letter-spacing:0;opacity:1;line-height:1.3}
.fork-card h3{font-size:clamp(1.6rem,2.6vw,2.3rem);margin:20px 0 10px}
.fork-clients h3{color:#fff}
.fork-card p{font-size:1.04rem;margin-bottom:24px;max-width:42ch}
.fork-clients p{color:rgba(255,255,255,.82)}
.fork-agents p{color:var(--ink-soft)}
.fork-link{display:inline-flex;align-items:center;gap:9px;font-weight:700;font-size:1.02rem}
.fork-clients .fork-link{color:#fff}
.fork-agents .fork-link{color:var(--rose)}
.fork-link svg{transition:transform .4s cubic-bezier(.16,1,.3,1)}
.fork-card:hover .fork-link svg{transform:translateX(-6px)}
.fork-ic{width:60px;height:60px;border-radius:17px;display:grid;place-items:center;margin-bottom:24px}
.fork-ic svg{width:31px;height:31px}
.fork-clients .fork-ic{background:rgba(255,255,255,.16);color:#fff}
.fork-agents .fork-ic{background:var(--paper-2);color:var(--plum)}

/* Agents card + flush image panel on its left */
.fork-agents-unit{display:flex;align-items:stretch;border:1.5px solid var(--line);border-radius:24px;overflow:hidden;box-shadow:var(--shadow-sm);transition:transform .5s cubic-bezier(.16,1,.3,1),box-shadow .5s}
.fork-agents-unit:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}
.fork-agents-unit .fork-agents{flex:1;border:0;border-radius:0;box-shadow:none;min-height:360px}
.fork-agents-unit .fork-agents:hover{transform:none;box-shadow:none}
.fork-agents-img{flex:0 0 40%;position:relative;background:var(--paper-2)}
.fork-agents-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 20%}
@media(max-width:860px){.fork-agents-unit{flex-direction:column-reverse}.fork-agents-img{flex:0 0 260px}}
/* animated icons (Lordicon-style loops) */
.svc-ic svg,.fork-ic svg{transform-origin:center center}
@keyframes icoSpin{to{transform:rotate(360deg)}}
@keyframes icoBob{0%,100%{transform:translateY(0)}50%{transform:translateY(-6px)}}
@keyframes icoPulse{0%,100%{transform:scale(1)}50%{transform:scale(1.16)}}
@keyframes icoDraw{0%{stroke-dashoffset:1}45%,100%{stroke-dashoffset:0}}
.ico-spin{animation:icoSpin 4.5s linear infinite}
.ico-bob{animation:icoBob 3.2s ease-in-out infinite}
.ico-pulse{animation:icoPulse 3s ease-in-out infinite}
.ico-draw{stroke-dasharray:1;animation:icoDraw 3.6s ease-in-out infinite}
/* handshake shake */
.ico-shake{animation:icoShake 3s ease-in-out infinite}
@keyframes icoShake{0%,55%,100%{transform:translateY(0) rotate(0)}64%{transform:translateY(3px) rotate(-4deg)}73%{transform:translateY(-3px) rotate(4deg)}82%{transform:translateY(2px) rotate(-3deg)}91%{transform:translateY(-1px) rotate(1deg)}}
/* shield guard + check self-draw */
.ico-guard{animation:icoGuard 4s ease-in-out infinite}
@keyframes icoGuard{0%,100%{transform:rotate(0) scale(1)}28%{transform:rotate(-6deg) scale(1.04)}62%{transform:rotate(6deg) scale(1.04)}}
.ico-guard .chk{stroke-dasharray:1;animation:chkDraw 4s ease-in-out infinite}
@keyframes chkDraw{0%,50%{stroke-dashoffset:1}68%{stroke-dashoffset:0}100%{stroke-dashoffset:0}}

/* ---------- Pull statement (vs the bank) ---------- */
.stmt-sec{position:relative;overflow:hidden;background:var(--paper)}
.stmt-sec::before{content:"";position:absolute;inset:-10%;background:url("logos/bg-pattern.png") center/cover no-repeat;mix-blend-mode:multiply;animation:stmtDrift 46s ease-in-out infinite alternate;pointer-events:none;z-index:0}
[data-theme="dark"] .stmt-sec::before{mix-blend-mode:screen;opacity:.06}
.stmt-sec>.wrap{position:relative;z-index:1}
@keyframes stmtDrift{0%{transform:translate(0,0) scale(1.06)}100%{transform:translate(-4%,-3%) scale(1.14)}}
.statement{max-width:1000px}
.stmt-sec .statement{margin-inline:auto;text-align:center;position:relative;z-index:1}
.stmt-sec .statement .big{font-size:clamp(2.1rem,4.6vw,3.5rem)}
.stmt-sec .statement .sub{margin-inline:auto;font-size:1.02rem;max-width:56ch}
.stmt-sec .team-row{justify-content:center}
.statement .big{font-family:'Rubik',sans-serif;font-weight:700;font-size:clamp(2rem,5vw,4rem);line-height:1.18;color:var(--ink)}
.statement .big em{font-style:normal;color:var(--rose)}
.statement .sub{margin-top:30px;font-size:1.18rem;color:var(--ink-soft);max-width:62ch}
.team-row{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:52px}
.team-card{display:flex;flex-direction:column;align-items:center;gap:18px;text-align:center;text-decoration:none;color:inherit;background:var(--card);border:1px solid var(--line);border-radius:24px;padding:36px 26px;box-shadow:var(--shadow-sm);transition:transform .45s cubic-bezier(.16,1,.3,1),box-shadow .35s,border-color .3s}
.team-card:hover{box-shadow:var(--shadow)}
.team-photo{width:clamp(96px,11vw,120px);aspect-ratio:1;border-radius:50%;overflow:hidden;display:grid;place-items:center;background:var(--paper-2) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='%23C9BFD9'%3E%3Cpath d='M12 12a5 5 0 1 0 0-10 5 5 0 0 0 0 10zm0 2c-5 0-9 2.6-9 6v2h18v-2c0-3.4-4-6-9-6z'/%3E%3C/svg%3E") center/58% no-repeat;border:3px solid var(--paper-2);transition:border-color .35s}
.team-photo img{width:100%;height:100%;object-fit:cover;display:block}
.team-name{font-family:'Rubik',sans-serif;font-weight:600;font-size:1.05rem;color:var(--ink);transition:color .3s}
.banks-claim{margin-top:22px;max-width:760px;background:var(--paper-2);border-radius:16px;padding:18px 22px;font-size:1.02rem;line-height:1.6;color:var(--ink-soft)}
.banks-claim strong{color:var(--brand);font-weight:600}
.faq-extra{display:flex;align-items:center;gap:10px;margin-top:12px;font-size:.95rem;line-height:1.6;color:var(--ink-soft)}
.faq-logo{height:20px;width:auto;flex-shrink:0}
.faq-link{color:var(--brand);font-weight:600;text-decoration:none}
.faq-link:hover{text-decoration:underline}
.calc-sub{font-size:.82rem;color:var(--ink-faint);text-align:center;margin-top:10px;line-height:1.5}
.team-role{font-family:'Rubik',sans-serif;font-weight:400;font-size:.84rem;color:var(--ink-faint);margin-top:-13px}
.team-btn{margin-top:48px}

/* ---------- Your side (persuasion) ---------- */
.vs-sec{background:linear-gradient(150deg,#542B7E 0%,#38215A 100%);color:oklch(.97 .012 300);position:relative;overflow:hidden}
.vs-sec>.wrap{position:relative;z-index:1}
.vs-top{margin-bottom:clamp(38px,5vw,58px)}
.vs-body{display:grid;grid-template-columns:1fr 1fr;gap:clamp(30px,4.5vw,60px);align-items:stretch}
.eyebrow-light{color:oklch(.82 .13 330)}
.eyebrow-light::before{background:oklch(.82 .13 330)}
.vs-title{font-family:'Rubik',sans-serif;font-weight:700;font-size:clamp(2rem,4.3vw,3.2rem);line-height:1.13;letter-spacing:-.01em;margin:22px auto 0;max-width:840px;text-align:center;color:oklch(.98 .008 300)}
.vs-accent{color:oklch(.83 .14 332)}
.vs-card{display:flex;flex-direction:column;background:oklch(1 0 0 / .06);border:1px solid oklch(1 0 0 / .13);border-radius:24px;overflow:hidden}
.vs-card-img{aspect-ratio:4/3;overflow:hidden;background:oklch(.3 .06 305)}
.vs-card-img img{width:100%;height:100%;object-fit:cover;display:block}
.vs-card-text{display:flex;flex-direction:column;gap:22px;padding:clamp(24px,2.4vw,32px);flex:1}
.vs-card-text p{margin:0;font-size:1.06rem;line-height:1.72;color:oklch(.85 .025 300)}
.vs-card-text .btn{margin-top:auto;align-self:flex-start}
.vs-points{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;justify-content:space-between}
.vs-point{display:grid;grid-template-columns:auto 1fr;gap:clamp(18px,2.4vw,30px);padding:clamp(24px,3vw,34px) 0;border-top:1px solid oklch(.98 .01 300 / .13)}
.vs-point:last-child{border-bottom:1px solid oklch(.98 .01 300 / .13)}
.vs-ic{width:clamp(46px,5vw,54px);height:clamp(46px,5vw,54px);border-radius:15px;display:grid;place-items:center;background:oklch(1 0 0 / .09);color:oklch(.87 .09 322);flex-shrink:0}
.vs-point h3{font-family:'Rubik',sans-serif;font-weight:600;font-size:1.28rem;color:oklch(.97 .01 300);margin-bottom:9px}
.vs-point p{color:oklch(.79 .03 300);line-height:1.68;font-size:1rem;max-width:50ch}
.vs-point-turn .vs-ic{background:oklch(.83 .14 332 / .18);color:oklch(.88 .12 332)}
.vs-point-turn h3{color:oklch(.87 .11 332)}
@media(max-width:900px){.vs-body{grid-template-columns:1fr;gap:36px}}
@media(max-width:860px){.team-row{grid-template-columns:1fr 1fr;max-width:520px;margin-inline:auto;gap:16px}.team-card{padding:26px 14px;gap:12px}.team-role{font-size:.78rem;margin-top:-8px}}
@media(max-width:400px){.team-row{grid-template-columns:1fr;max-width:320px}}

/* ---------- Services (varied, not identical grid) ---------- */
.svc-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:20px}
.svc{background:var(--card);border:1px solid var(--line);border-radius:24px;padding:30px;transition:transform .45s cubic-bezier(.16,1,.3,1),box-shadow .45s,border-color .3s;position:relative;overflow:hidden}
.svc:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:transparent}
.svc-feature{grid-column:span 3;grid-row:span 2;background:linear-gradient(155deg,var(--plum) 0%,var(--plum-deep) 100%);color:#fff;display:flex;flex-direction:column}
.svc-feature h3,.svc-feature .svc-ic{color:#fff}
.svc-wide{grid-column:span 3}
.svc-third{grid-column:span 2}
.svc-half{grid-column:span 3}
.svc-ic{width:48px;height:48px;border-radius:13px;background:var(--paper-2);display:grid;place-items:center;color:var(--plum);margin-bottom:20px}
.svc-feature .svc-ic{background:rgba(255,255,255,.14);color:#fff}
.svc h3{font-size:1.3rem;margin-bottom:10px}
.svc-feature h3{font-size:1.8rem;margin-top:auto}
.svc p{color:var(--ink-soft);font-size:.98rem}
.svc-feature p{color:rgba(255,255,255,.82)}
.svc-more{display:inline-flex;align-items:center;gap:7px;margin-top:18px;font-weight:600;color:var(--rose);font-size:.96rem}
.svc-feature .svc-more{color:var(--sand)}
.svc-num{position:absolute;top:18px;left:22px;font-family:'Rubik',sans-serif;font-weight:700;font-size:1rem;color:var(--ink-faint);opacity:.5}
.svc-feature .svc-num{color:rgba(255,255,255,.5)}
.svc .svc-more svg{transition:transform .3s}
.svc:hover .svc-more svg{transform:translateX(-5px)}
.svc:not(.svc-feature) .svc-ic{transition:background .35s,color .35s}
.svc:not(.svc-feature):hover .svc-ic{background:var(--plum);color:#fff}
/* mortgage services: centered flex so the last row never leaves a lone card */
.svc-flex{display:flex;flex-wrap:wrap;justify-content:center;gap:20px}
.svc-flex>.svc{flex:1 1 300px;max-width:380px}
@media(max-width:560px){.svc-flex>.svc{max-width:none;flex-basis:100%}}
/* first-home hero: "route to the key" step timeline card */
.fh-steps{background:var(--card);border:1px solid var(--line);border-radius:26px;padding:clamp(24px,3vw,34px);box-shadow:var(--shadow-lg)}
.fh-steps-head{font-family:'Rubik',sans-serif;font-weight:700;font-size:1.12rem;color:var(--ink);margin-bottom:22px}
.fh-step-list{list-style:none;display:flex;flex-direction:column}
.fh-step{display:flex;gap:15px;align-items:flex-start;position:relative;padding-bottom:24px;animation:fhStep .55s cubic-bezier(.16,1,.3,1) both}
.fh-step:last-child{padding-bottom:0}
.fh-step:not(:last-child)::before{content:"";position:absolute;top:36px;bottom:0;inset-inline-start:15px;width:2px;background:linear-gradient(var(--plum),var(--line))}
.fh-step-n{flex-shrink:0;width:32px;height:32px;border-radius:50%;background:var(--plum);color:#fff;display:grid;place-items:center;font-family:'Rubik',sans-serif;font-weight:700;font-size:.95rem;z-index:1;box-shadow:0 6px 14px -4px var(--plum)}
.fh-step-t b{display:block;font-size:1.02rem;color:var(--ink)}
.fh-step-t span{display:block;font-size:.88rem;color:var(--ink-soft);margin-top:2px}
.fh-step:nth-child(1){animation-delay:.1s}
.fh-step:nth-child(2){animation-delay:.22s}
.fh-step:nth-child(3){animation-delay:.34s}
.fh-step:nth-child(4){animation-delay:.46s}
@keyframes fhStep{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:none}}
/* self-employed: centered hero + before/after + FAQ accordion */
.se-hero{background:linear-gradient(180deg,var(--paper) 0%,var(--paper-2) 100%);padding-block:clamp(26px,4vw,52px) clamp(50px,7vw,92px);border-bottom:1px solid var(--line);text-align:center;position:relative;z-index:10}
.se-hero .breadcrumb{justify-content:center;margin-bottom:clamp(24px,3vw,36px)}
.se-hero-inner{max-width:770px;margin-inline:auto}
.se-hero .eyebrow{justify-content:center}
.se-hero h1{font-size:clamp(2.1rem,5vw,3.4rem);line-height:1.1;margin:18px 0 0}
.se-hero .lead{margin-top:20px;font-size:clamp(1.02rem,1.6vw,1.18rem);color:var(--ink-soft);max-width:60ch;margin-inline:auto}
.se-hero .hero-actions{display:flex;gap:14px;flex-wrap:wrap;justify-content:center;margin-top:32px}
.se-pills{display:flex;gap:12px;flex-wrap:wrap;justify-content:center;margin-top:34px}
.se-pill{background:var(--card);border:1px solid var(--line);border-radius:30px;padding:9px 18px;font-size:.92rem;font-weight:500;color:var(--ink-soft)}
.se-pill::before{content:"✓";color:var(--plum);font-weight:800;margin-inline-end:7px}
.sec-head-center{max-width:none;text-align:center}
.sec-head-center .eyebrow{justify-content:center}
.ba-grid{display:grid;grid-template-columns:1fr auto 1fr;gap:clamp(16px,2.5vw,28px);align-items:center;max-width:920px;margin-inline:auto}
.ba-card{border-radius:24px;padding:clamp(24px,3vw,34px);border:1px solid var(--line)}
.ba-bad{background:var(--paper-2)}
.ba-good{background:linear-gradient(155deg,var(--plum),var(--plum-deep));color:#fff;border-color:transparent;box-shadow:var(--shadow-lg)}
.ba-head{font-family:'Rubik',sans-serif;font-weight:700;font-size:1.05rem;margin-bottom:18px}
.ba-bad .ba-head{color:var(--ink-soft)}
.ba-good .ba-head{color:#fff}
.ba-list{list-style:none;display:flex;flex-direction:column;gap:13px}
.ba-list li{display:flex;gap:11px;align-items:flex-start;font-size:.98rem;line-height:1.4}
.ba-list li::before{flex-shrink:0;font-weight:800}
.ba-bad .ba-list li{color:var(--ink-soft)}
.ba-bad .ba-list li::before{content:"✕";color:var(--rose)}
.ba-good .ba-list li{color:rgba(255,255,255,.92)}
.ba-good .ba-list li::before{content:"✓";color:var(--sand)}
.ba-vs{font-size:1.7rem;color:var(--plum);font-weight:700}
.faq{max-width:760px;margin-inline:auto;display:flex;flex-direction:column;gap:12px}
.faq-item{background:var(--card);border:1px solid var(--line);border-radius:18px;overflow:hidden;transition:border-color .25s}
.faq-item[open]{border-color:var(--plum)}
.faq-item summary{list-style:none;cursor:pointer;padding:18px 22px;font-weight:600;font-size:1.05rem;color:var(--ink);display:flex;justify-content:space-between;align-items:center;gap:14px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-ic{flex-shrink:0;width:20px;height:20px;position:relative}
.faq-ic::before,.faq-ic::after{content:"";position:absolute;background:var(--plum);border-radius:2px}
.faq-ic::before{top:9px;left:2px;right:2px;height:2px}
.faq-ic::after{left:9px;top:2px;bottom:2px;width:2px;transition:opacity .25s}
.faq-item[open] .faq-ic::after{opacity:0}
.faq-a{padding:0 22px 20px;color:var(--ink-soft);font-size:.98rem;line-height:1.65}
@media(max-width:760px){
  .ba-grid{grid-template-columns:1fr}
  .ba-vs{transform:rotate(-90deg);margin-inline:auto}
}
/* investment: deal-structure donut + investment tracks */
.inv-deal{background:var(--card);border:1px solid var(--line);border-radius:26px;padding:clamp(24px,3vw,32px);box-shadow:var(--shadow-lg)}
.idh-t{font-family:'Rubik',sans-serif;font-weight:700;font-size:1.08rem;color:var(--ink)}
.idh-s{font-size:.86rem;color:var(--ink-soft);margin-top:3px}
.inv-donut-wrap{display:flex;align-items:center;gap:clamp(18px,3vw,28px);margin:24px 0}
.inv-donut{width:132px;height:132px;border-radius:50%;background:conic-gradient(var(--plum) 0 75%,var(--sand) 75% 100%);flex-shrink:0;display:grid;place-items:center;position:relative}
.inv-donut::before{content:"";position:absolute;width:84px;height:84px;background:var(--card);border-radius:50%}
.inv-donut-c{position:relative;text-align:center}
.inv-donut-c b{font-family:'Rubik',sans-serif;font-weight:700;font-size:1.55rem;color:var(--plum);display:block;line-height:1}
.inv-donut-c span{font-size:.76rem;color:var(--ink-soft)}
.inv-legend{display:flex;flex-direction:column;gap:16px}
.inv-leg{display:flex;align-items:center;gap:11px}
.inv-leg .il-dot{width:13px;height:13px;border-radius:4px;flex-shrink:0}
.il-plum{background:var(--plum)}
.il-sand{background:var(--sand)}
.inv-leg b{font-family:'Rubik',sans-serif;font-weight:700;font-size:1.05rem;color:var(--ink);display:block;line-height:1.1}
.inv-leg span{font-size:.82rem;color:var(--ink-soft)}
.inv-deal-foot{display:flex;align-items:center;gap:9px;padding-top:20px;border-top:1px solid var(--line);font-size:.9rem;color:var(--ink-soft)}
.inv-tracks{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;max-width:900px;margin-inline:auto}
.inv-track{background:var(--card);border:1px solid var(--line);border-radius:24px;padding:clamp(24px,3vw,30px);transition:transform .4s cubic-bezier(.16,1,.3,1),box-shadow .4s,border-color .3s}
.inv-track .svc-ic{transition:background .35s,color .35s}
.inv-track:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:transparent}
.inv-track:hover .svc-ic{background:var(--plum);color:#fff}
.inv-track h3{font-size:1.22rem;margin:4px 0 8px}
.inv-track p{color:var(--ink-soft);font-size:.96rem;line-height:1.55}
@media(max-width:640px){.inv-tracks{grid-template-columns:1fr}}
/* hamburger morphs into X when the drawer is open (no separate close button) */
.menu-btn{position:relative}
.menu-btn .mb-line{position:absolute;left:11px;right:11px;height:2px;background:currentColor;border-radius:2px;transition:transform .3s cubic-bezier(.16,1,.3,1),opacity .2s}
.menu-btn .mb-line:nth-child(1){top:13px}
.menu-btn .mb-line:nth-child(2){top:19px}
.menu-btn .mb-line:nth-child(3){top:25px}
.menu-btn.open .mb-line:nth-child(1){transform:translateY(6px) rotate(45deg)}
.menu-btn.open .mb-line:nth-child(2){opacity:0}
.menu-btn.open .mb-line:nth-child(3){transform:translateY(-6px) rotate(-45deg)}
.drawer-close{display:none}
/* rejected: "we help even if" checklist card + reason->solution grid */
.rj-help{background:var(--card);border:1px solid var(--line);border-radius:26px;padding:clamp(24px,3vw,34px);box-shadow:var(--shadow-lg)}
.rj-help-head{font-family:'Rubik',sans-serif;font-weight:700;font-size:1.12rem;color:var(--ink);margin-bottom:20px}
.rj-help-list{list-style:none;display:flex;flex-direction:column;gap:14px}
.rj-help-list li{display:flex;gap:12px;align-items:center;color:var(--ink);font-size:1rem}
.rj-help-list li::before{content:"";flex-shrink:0;width:24px;height:24px;border-radius:8px;background:var(--paper-2) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='15' height='15' viewBox='0 0 24 24' fill='none' stroke='%239933CC' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E") center/15px no-repeat}
.rj-help-foot{display:flex;align-items:center;gap:9px;margin-top:22px;padding-top:20px;border-top:1px solid var(--line);font-size:.9rem;color:var(--ink-soft)}
.rj-reasons{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;max-width:1000px;margin-inline:auto}
.rj-reason{background:var(--card);border:1px solid var(--line);border-radius:24px;padding:clamp(22px,2.5vw,28px);transition:transform .4s cubic-bezier(.16,1,.3,1),box-shadow .4s,border-color .3s}
.rj-reason:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:transparent}
.rj-chip{display:inline-block;background:var(--paper-2);color:var(--rose);font-weight:700;font-size:.76rem;padding:6px 13px;border-radius:20px;margin-bottom:14px}
.rj-reason h3{font-size:1.15rem;margin-bottom:8px}
.rj-reason p{color:var(--ink-soft);font-size:.95rem;line-height:1.55}
@media(max-width:860px){.rj-reasons{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.rj-reasons{grid-template-columns:1fr}}
/* rejected v2: centered hero + horizontal "denial to approval" timeline */
.rj-trust{justify-content:center}
.rj-timeline{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(14px,2vw,26px);max-width:1000px;margin-inline:auto;position:relative}
.rj-timeline::before{content:"";position:absolute;top:27px;inset-inline:12.5%;height:2px;background:var(--line);z-index:0}
.rjt-step{text-align:center;position:relative;z-index:1}
.rjt-n{width:54px;height:54px;border-radius:50%;background:var(--plum);color:#fff;display:grid;place-items:center;font-family:'Rubik',sans-serif;font-weight:700;font-size:1.3rem;margin:0 auto 20px;box-shadow:0 8px 18px -6px var(--plum)}
.rjt-step h3{font-size:1.12rem;margin-bottom:8px}
.rjt-step p{color:var(--ink-soft);font-size:.92rem;line-height:1.5}
@media(max-width:760px){
  .rj-timeline{grid-template-columns:1fr;gap:20px;max-width:440px}
  .rj-timeline::before{display:none}
  .rjt-step{display:flex;gap:16px;align-items:center;text-align:right}
  .rjt-n{margin:0;flex-shrink:0;width:48px;height:48px;font-size:1.2rem}
}
/* refinance: cumulative-savings area chart + "when to refinance" signs */
.rf-chart{background:var(--card);border:1px solid var(--line);border-radius:26px;padding:clamp(24px,3vw,32px);box-shadow:var(--shadow-lg)}
.rf-chart-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;margin-bottom:22px}
.rfc-t{font-family:'Rubik',sans-serif;font-weight:700;font-size:1.06rem;color:var(--ink)}
.rfc-s{font-size:.83rem;color:var(--ink-soft);margin-top:3px}
.rfc-total{font-family:'Rubik',sans-serif;font-weight:700;font-size:1.4rem;color:var(--plum);flex-shrink:0}
.rf-area{width:100%;height:150px;display:block}
.rf-line{stroke-dasharray:1;stroke-dashoffset:1;animation:rfDraw 1.8s cubic-bezier(.16,1,.3,1) forwards}
@keyframes rfDraw{to{stroke-dashoffset:0}}
.rf-axis{display:flex;justify-content:space-between;margin-top:12px;font-size:.78rem;color:var(--ink-faint)}
.rf-signs{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;max-width:820px;margin-inline:auto}
.rf-sign{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:20px 22px;display:flex;gap:13px;align-items:center;font-size:1rem;color:var(--ink);transition:border-color .3s,transform .3s}
.rf-sign:hover{border-color:var(--plum);transform:translateX(-4px)}
.rf-sign::before{content:"";flex-shrink:0;width:26px;height:26px;border-radius:8px;background:var(--paper-2) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%239933CC' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E") center/16px no-repeat}
@media(max-width:640px){.rf-signs{grid-template-columns:1fr}}
/* mehir-lemishtaken: staged payment-schedule card */
.mlm-schedule{background:var(--card);border:1px solid var(--line);border-radius:26px;padding:clamp(24px,3vw,32px);box-shadow:var(--shadow-lg)}
.mls-t{font-family:'Rubik',sans-serif;font-weight:700;font-size:1.06rem;color:var(--ink)}
.mls-s{font-size:.83rem;color:var(--ink-soft);margin-top:3px}
.mls-list{display:flex;flex-direction:column;gap:16px;margin:24px 0}
.mls-row{display:grid;grid-template-columns:82px 1fr 40px;gap:12px;align-items:center}
.mls-stage{font-size:.9rem;color:var(--ink);font-weight:500}
.mls-bar{height:8px;background:var(--paper-2);border-radius:20px;overflow:hidden}
.mls-bar span{display:block;height:100%;background:linear-gradient(90deg,var(--plum-deep),var(--plum));border-radius:20px;transform-origin:right;animation:mlsGrow 1.1s cubic-bezier(.16,1,.3,1) both}
.mls-row:nth-child(1) .mls-bar span{animation-delay:.1s}
.mls-row:nth-child(2) .mls-bar span{animation-delay:.22s}
.mls-row:nth-child(3) .mls-bar span{animation-delay:.34s}
.mls-row:nth-child(4) .mls-bar span{animation-delay:.46s}
.mls-pct{font-family:'Rubik',sans-serif;font-weight:700;font-size:.92rem;color:var(--plum);text-align:left}
.mls-foot{display:flex;align-items:center;gap:9px;padding-top:20px;border-top:1px solid var(--line);font-size:.9rem;color:var(--ink-soft)}
@keyframes mlsGrow{from{transform:scaleX(0)}to{transform:scaleX(1)}}
/* debt consolidation: "many payments into one" stacked comparison */
.dbt-merge{background:var(--card);border:1px solid var(--line);border-radius:26px;padding:clamp(24px,3vw,32px);box-shadow:var(--shadow-lg)}
.dbt-head{font-family:'Rubik',sans-serif;font-weight:700;font-size:1.05rem;color:var(--ink);margin-bottom:26px}
.dbt-cols{display:flex;align-items:flex-end;gap:clamp(16px,4vw,36px);justify-content:center}
.dbt-col{display:flex;flex-direction:column;align-items:center;flex:0 1 112px}
.dbt-stack{width:100%;height:180px;display:flex;flex-direction:column-reverse;gap:3px;justify-content:flex-start}
.dbt-seg{border-radius:7px;display:flex;align-items:center;justify-content:center;min-height:22px;animation:dbtRise .7s cubic-bezier(.16,1,.3,1) both}
.dbt-seg span{font-size:.72rem;color:#fff;font-weight:600}
.dbt-s1{background:var(--plum-deep);animation-delay:.1s}
.dbt-s2{background:var(--plum);animation-delay:.2s}
.dbt-s3{background:var(--rose);animation-delay:.3s}
.dbt-one{background:linear-gradient(180deg,var(--plum),var(--plum-deep));box-shadow:0 10px 22px -8px var(--plum);animation-delay:.42s}
.dbt-total{font-family:'Rubik',sans-serif;font-weight:700;font-size:1.16rem;color:var(--ink-soft);margin-top:15px}
.dbt-total-good{color:var(--plum)}
.dbt-lbl{font-size:.8rem;color:var(--ink-soft);margin-top:3px;text-align:center}
.dbt-arrow{font-size:1.7rem;color:var(--plum);align-self:center;margin-bottom:46px;flex-shrink:0}
.dbt-foot{display:flex;align-items:center;gap:9px;margin-top:24px;padding-top:20px;border-top:1px solid var(--line);font-size:.9rem;color:var(--ink-soft)}
@keyframes dbtRise{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
/* interactive mortgage calculator (calculators page) */
.calc-pro{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(24px,4vw,48px);align-items:center;background:var(--card);border:1px solid var(--line);border-radius:28px;padding:clamp(26px,4vw,44px);box-shadow:var(--shadow-lg);max-width:920px;margin-inline:auto}
.cp-field{margin-bottom:26px}
.cp-flabel{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:12px;gap:12px}
.cp-flabel label{font-weight:500;color:var(--ink-soft);font-size:.98rem}
.cp-flabel b{font-family:'Rubik',sans-serif;font-weight:700;font-size:1.15rem;color:var(--plum);white-space:nowrap}
.cp-controls input[type=range]{width:100%;-webkit-appearance:none;appearance:none;height:6px;border-radius:20px;background:var(--paper-2);outline:none;cursor:pointer}
.cp-controls input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;border-radius:50%;background:var(--plum);border:3px solid var(--card);box-shadow:0 3px 10px -2px var(--plum);cursor:pointer;transition:transform .15s}
.cp-controls input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.12)}
.cp-controls input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:var(--plum);border:3px solid var(--card);cursor:pointer}
.cp-hint{font-size:.84rem;color:var(--ink-faint);margin-top:2px}
.cp-result{text-align:center}
.cp-donut{position:relative;width:170px;height:170px;margin:0 auto 22px}
.cp-donut svg{width:100%;height:100%}
.cpd-track{stroke:var(--paper-2)}
.cpd-fill{stroke:var(--plum);stroke-dasharray:327;transition:stroke-dashoffset .35s ease}
.cp-donut-c{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center}
.cp-big{font-family:'Rubik',sans-serif;font-weight:700;font-size:1.65rem;color:var(--ink);line-height:1}
.cp-small{font-size:.82rem;color:var(--ink-soft);margin-top:3px}
.cp-breakdown{display:flex;flex-direction:column;gap:11px;margin-bottom:20px}
.cp-brk{display:flex;align-items:center;gap:9px;font-size:.95rem;color:var(--ink-soft)}
.cp-brk b{margin-inline-start:auto;font-family:'Rubik',sans-serif;font-weight:700;color:var(--ink)}
.cp-dot{width:11px;height:11px;border-radius:4px;flex-shrink:0}
.cp-dot-plum{background:var(--plum)}
.cp-dot-soft{background:var(--paper-2);border:1px solid var(--line)}
.cp-brk-total{padding-top:11px;border-top:1px solid var(--line)}
.cp-brk-total b{color:var(--plum)}
.calc-note{text-align:center;max-width:560px;margin:26px auto 0;font-size:.9rem;color:var(--ink-soft)}
@media(max-width:760px){.calc-pro{grid-template-columns:1fr;gap:30px}}

/* ---------- Case study (numeric before/after) ---------- */
.case{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(32px,5vw,72px);align-items:center}
.case-badge{display:inline-block;background:var(--sand);color:var(--plum-deep);font-weight:700;font-size:.84rem;padding:7px 16px;border-radius:30px;margin-bottom:22px}
.case h2{font-size:clamp(1.8rem,3.4vw,2.8rem)}
.case-quote{margin-top:22px;font-size:1.12rem;color:var(--ink-soft);line-height:1.7}
.case-numbers{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:18px;background:var(--card);border:1px solid var(--line);border-radius:24px;padding:clamp(26px,3vw,40px);box-shadow:var(--shadow)}
.case-col .l{font-size:.86rem;font-weight:600;color:var(--ink-faint);margin-bottom:8px}
.case-col .v{font-family:'Rubik',sans-serif;font-weight:600;font-size:clamp(1.6rem,3vw,2.4rem);line-height:1}
.case-before .v{color:var(--ink-faint);text-decoration:line-through;text-decoration-color:var(--rose);text-decoration-thickness:2px}
.case-after .v{color:var(--plum)}
.case-arrow{width:46px;height:46px;border-radius:50%;background:var(--rose);color:#fff;display:grid;place-items:center;flex-shrink:0}
.case-save{grid-column:1/-1;text-align:center;margin-top:20px;padding-top:20px;border-top:1px dashed var(--line);font-size:1.05rem}
.case-save b{font-family:'Rubik',sans-serif;color:var(--rose);font-size:1.5rem}

/* ---------- About (magazine) ---------- */
.about{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(32px,5vw,64px);align-items:start}
.about-photo{position:sticky;top:100px;border-radius:24px;overflow:hidden;aspect-ratio:4/5;background:linear-gradient(160deg,var(--plum),var(--plum-deep));display:grid;place-items:center;color:rgba(255,255,255,.5);font-family:'Rubik',sans-serif;font-size:4rem;font-weight:600;box-shadow:var(--shadow)}
.about h2{font-size:clamp(1.9rem,3.6vw,3rem);margin:18px 0 0}
.pullquote{font-family:'Rubik',sans-serif;font-weight:600;font-size:clamp(1.4rem,2.4vw,2rem);line-height:1.35;color:var(--plum);margin:28px 0;padding-inline-start:24px;border-inline-start:3px solid var(--sand)}
.about p{margin-top:18px;color:var(--ink-soft)}

/* ---------- Process (timeline) ---------- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;counter-reset:s}
.step{position:relative;padding-top:30px}
.step::before{counter-increment:s;content:"0" counter(s);position:absolute;top:0;inset-inline-start:0;font-family:'Rubik',sans-serif;font-weight:700;font-size:2.2rem;color:var(--sand-deep)}
.step::after{content:"";position:absolute;top:14px;inset-inline-start:54px;inset-inline-end:-24px;height:2px;background:var(--line)}
.step:last-child::after{display:none}
.step h3{font-size:1.2rem;margin-bottom:8px}
.step p{color:var(--ink-soft);font-size:.96rem}

/* ---------- Testimonials ---------- */
.tgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.tcard{background:var(--card);border:1px solid var(--line);border-radius:24px;padding:30px;display:flex;flex-direction:column}
.tcard .stars{color:var(--sand-deep);margin-bottom:14px;letter-spacing:2px}
.tcard p{font-size:1.04rem;line-height:1.65;flex:1}
.tcard .who{display:flex;align-items:center;gap:12px;margin-top:22px}
.tcard .av{width:44px;height:44px;border-radius:50%;background:linear-gradient(150deg,var(--plum),var(--rose));display:grid;place-items:center;color:#fff;font-weight:700}
.tcard .who b{display:block;font-weight:700}
.tcard .who small{color:var(--ink-faint)}

/* Reviews + press feature */
.press-player{display:grid;grid-template-columns:1fr 320px;align-items:stretch;background:linear-gradient(150deg,var(--plum),var(--plum-deep));border-radius:24px;overflow:hidden;margin-top:34px;text-decoration:none;box-shadow:var(--shadow-sm);transition:transform .4s cubic-bezier(.16,1,.3,1),box-shadow .4s}
.press-player:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.press-info{padding:clamp(26px,3vw,38px);display:flex;flex-direction:column;justify-content:center;gap:15px;color:#fff}
.press-head{display:flex;align-items:center;gap:12px}
.press-logo{height:26px;width:auto;flex-shrink:0;object-fit:contain}
.press-kicker{font-family:'Rubik',sans-serif;font-weight:700;font-size:.9rem;letter-spacing:.03em;color:rgba(255,255,255,.9)}
.press-title{font-family:'Rubik',sans-serif;font-weight:600;font-size:clamp(1.1rem,1.7vw,1.45rem);line-height:1.36;color:#fff;margin:0}
.press-cta{display:inline-flex;align-items:center;gap:12px;font-weight:600;font-size:.95rem;color:rgba(255,255,255,.9)}
.press-dur{background:rgba(0,0,0,.35);padding:3px 11px;border-radius:6px;font-variant-numeric:tabular-nums;font-size:.82rem}
.press-thumb{position:relative;min-height:200px}
.press-poster{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .7s cubic-bezier(.16,1,.3,1)}
.press-player:hover .press-poster{transform:scale(1.05)}
.press-play{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:58px;height:58px;border-radius:50%;background:rgba(255,255,255,.95);color:var(--plum);display:grid;place-items:center;box-shadow:0 12px 34px -8px rgba(0,0,0,.55);transition:transform .35s cubic-bezier(.16,1,.3,1)}
.press-play svg{width:44%;height:44%;margin-left:7%}
.press-player:hover .press-play{transform:translate(-50%,-50%) scale(1.1)}
@media(max-width:720px){.press-player{grid-template-columns:1fr}.press-thumb{aspect-ratio:16/9;min-height:0;order:-1}}
.rev-carousel{position:relative}
.rev-viewport{overflow:hidden;border-radius:24px;border:1px solid var(--line);box-shadow:var(--shadow-sm)}
.rev-track{display:flex;transition:transform .6s cubic-bezier(.16,1,.3,1)}
.rev-slide{flex:0 0 100%;display:grid;grid-template-columns:1fr 1fr;min-height:360px;background:var(--card)}
.rev-media{position:relative;min-height:300px;background:var(--paper-2) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23B9AECD' stroke-width='1.4'%3E%3Crect x='3' y='3' width='18' height='18' rx='2'/%3E%3Ccircle cx='8.5' cy='8.5' r='1.6'/%3E%3Cpath d='M21 15l-5-5L4 21'/%3E%3C/svg%3E") center/54px no-repeat}
.rev-media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.rev-body{padding:clamp(30px,4vw,50px);display:flex;flex-direction:column;justify-content:center;gap:18px}
.rev-body .stars{color:var(--sand-deep);letter-spacing:2px;font-size:1.1rem}
.rev-quote{font-family:'Rubik',sans-serif;font-weight:500;font-size:clamp(1.15rem,1.7vw,1.5rem);line-height:1.5;color:var(--ink);margin:0}
.rev-who b{display:block;font-weight:700;color:var(--ink)}
.rev-who small{color:var(--ink-faint)}
.rev-arrow{position:absolute;top:50%;transform:translateY(-50%);z-index:3;width:50px;height:50px;border-radius:50%;background:var(--card);border:1px solid var(--line);box-shadow:var(--shadow);color:var(--plum);display:grid;place-items:center;cursor:pointer;transition:transform .3s,background .3s,color .3s}
.rev-arrow:hover{background:var(--plum);color:#fff;transform:translateY(-50%) scale(1.08)}
.rev-arrow svg{width:22px;height:22px}
.rev-prev{right:-13px}
.rev-next{left:-13px}
.rev-dots{display:flex;justify-content:center;gap:9px;margin-top:24px}
.rev-dots button{width:9px;height:9px;border-radius:50%;background:var(--line);border:0;padding:0;cursor:pointer;transition:background .3s,transform .3s}
.rev-dots button.active{background:var(--plum);transform:scale(1.3)}
@media(max-width:760px){.rev-slide{grid-template-columns:1fr}.rev-media{order:-1;min-height:230px}.rev-arrow{width:42px;height:42px}.rev-prev{right:6px}.rev-next{left:6px}}

/* Banks logo carousel */
.banks-sec h2 em{font-style:normal;color:var(--rose)}
.banks-carousel{position:relative;margin-top:clamp(20px,3vw,36px)}
.banks-viewport{overflow:hidden;direction:ltr;-webkit-mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent);mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent)}
.banks-track{display:flex;align-items:center;will-change:transform}
.bank-item{flex:0 0 auto;width:clamp(158px,20vw,215px);height:98px;display:grid;place-items:center;padding:0 clamp(12px,1.8vw,22px)}
.bank-item img{height:46px;width:auto;max-width:100%;object-fit:contain}
.banks-arrow{position:absolute;top:50%;transform:translateY(-50%);z-index:3;width:46px;height:46px;border-radius:50%;background:var(--card);border:1px solid var(--line);box-shadow:var(--shadow);color:var(--plum);display:grid;place-items:center;cursor:pointer;transition:transform .3s,background .3s,color .3s}
.banks-arrow:hover{background:var(--plum);color:#fff;transform:translateY(-50%) scale(1.08)}
.banks-arrow svg{width:20px;height:20px}
.banks-prev{right:-10px}
.banks-next{left:-10px}
@media(max-width:600px){.bank-item{width:150px;height:86px}.bank-item img{height:38px}.banks-arrow{width:40px;height:40px}}

/* New advisors showcase carousel */
.adv-showcase{margin-top:clamp(40px,6vw,72px)}
.adv-caption{text-align:center;font-family:'Rubik',sans-serif;font-weight:600;font-size:1.05rem;color:var(--ink-soft);margin-bottom:22px}
.adv-carousel{position:relative;max-width:760px;margin-inline:auto}
.adv-viewport{overflow:hidden;border-radius:24px;border:1px solid var(--line);box-shadow:var(--shadow)}
.adv-track{display:flex;transition:transform .6s cubic-bezier(.16,1,.3,1)}
.adv-slide{flex:0 0 100%}
.adv-slide img{width:100%;display:block}
.adv-prev{right:-14px}
.adv-next{left:-14px}
.adv-dots{display:flex;justify-content:center;gap:9px;margin-top:20px}
.adv-dots button{width:9px;height:9px;border-radius:50%;background:var(--line);border:0;padding:0;cursor:pointer;transition:background .3s,transform .3s}
.adv-dots button.active{background:var(--plum);transform:scale(1.3)}
@media(max-width:600px){.adv-prev{right:4px}.adv-next{left:4px}}
.join-layout{display:grid;grid-template-columns:0.72fr 1.28fr;grid-template-areas:"text media" "actions media";grid-template-rows:1fr auto;column-gap:clamp(34px,5vw,68px);row-gap:30px;align-items:end}
.join-text{grid-area:text}
.join-actions{grid-area:actions}
.join-media{grid-area:media;align-self:end}
.join-media .adv-dots{display:none}
.join-text h2{margin:14px 0 18px}
.join-text>p{color:var(--ink-soft);font-size:1.08rem;line-height:1.75;margin-bottom:0;max-width:52ch}
.join-benefits{list-style:none;margin:0 0 32px;padding:0;display:flex;flex-direction:column;gap:13px}
.join-benefits li{display:flex;align-items:center;gap:11px;font-family:'Rubik',sans-serif;font-weight:500;color:var(--ink)}
.join-benefits li svg{color:var(--rose);flex-shrink:0}
.join-media .adv-carousel{max-width:none;margin:0}
@media(max-width:860px){.join-layout{grid-template-columns:1fr;grid-template-rows:auto;grid-template-areas:"text" "media" "actions";align-items:stretch;row-gap:34px}}

/* ---------- Recruitment band ---------- */
.recruit{background:linear-gradient(135deg,var(--plum-deep),var(--plum));color:#fff;border-radius:28px;padding:clamp(40px,5vw,68px);display:grid;grid-template-columns:1.3fr .7fr;gap:40px;align-items:center;overflow:hidden;position:relative}
.recruit h2{color:#fff;font-size:clamp(1.8rem,3.4vw,2.8rem)}
.recruit p{color:rgba(255,255,255,.82);margin-top:18px;font-size:1.1rem}
.recruit .r-cta{display:flex;flex-direction:column;gap:14px}
.recruit-list{list-style:none;margin-top:24px;display:grid;gap:12px}
.recruit-list li{display:flex;align-items:center;gap:11px;color:rgba(255,255,255,.92);font-weight:500}
.recruit-list svg{color:var(--sand);flex-shrink:0}

/* ---------- FAQ ---------- */
.faq{max-width:820px;margin-inline:auto}
.qa{border-bottom:1px solid var(--line)}
.qa summary{cursor:pointer;padding:24px 0;font-family:'Rubik',sans-serif;font-weight:700;font-size:1.18rem;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:20px;color:var(--ink)}
.qa summary::-webkit-details-marker{display:none}
.qa summary::after{content:"+";font-size:1.6rem;color:var(--rose);transition:transform .3s;font-family:'Rubik'}
.qa[open] summary::after{transform:rotate(45deg)}
.qa p{padding:0 0 24px;color:var(--ink-soft);line-height:1.7}

/* ---------- Contact ---------- */
.contact{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,5vw,64px)}
.form{background:var(--card);border:1px solid var(--line);border-radius:24px;padding:clamp(28px,3vw,44px);box-shadow:var(--shadow)}
.field{margin-bottom:18px}
.field label{display:block;font-weight:600;font-size:.92rem;margin-bottom:8px;color:var(--ink)}
.field input,.field select,.field textarea{width:100%;padding:14px 16px;border:1.5px solid var(--line);border-radius:12px;background:var(--paper);color:var(--ink);font-family:inherit;font-size:1rem;transition:border-color .2s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--plum)}
.contact-side .ci{display:flex;gap:16px;align-items:flex-start;margin-bottom:26px}
.contact-side .ci-ic{width:46px;height:46px;border-radius:12px;background:var(--paper-2);display:grid;place-items:center;color:var(--plum);flex-shrink:0}
.contact-side .ci b{display:block;font-weight:700;margin-bottom:3px}
.contact-side .ci span{color:var(--ink-soft)}

/* ---------- Footer ---------- */
.ftr{position:relative;z-index:10;background:var(--plum-deep);color:rgba(243,239,247,.7);padding-block:64px 30px}
.ftr a{color:rgba(243,239,247,.7);transition:color .2s}
.ftr a:hover{color:#fff}
.ftr-top{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px;padding-bottom:44px;border-bottom:1px solid rgba(255,255,255,.12)}
.ftr-brand .brand{color:#fff;margin-bottom:16px}
.ftr .logo-mark{filter:brightness(0) invert(1);height:54px}
.ftr .brand-branch{color:rgba(243,239,247,.7)}
.ftr .brand-branch::before{background:rgba(255,255,255,.22)}
.ftr-brand p{color:rgba(243,239,247,.6);max-width:32ch;font-size:.96rem}
.ftr-col h4{color:#fff;font-family:'Rubik',sans-serif;font-size:.8rem;letter-spacing:.12em;font-weight:700;margin-bottom:16px;text-transform:uppercase}
.ftr-col ul{list-style:none;display:grid;gap:10px}
.ftr-col a{font-size:.96rem}
.ftr-bottom{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:16px;padding-top:24px;font-size:.86rem;color:rgba(243,239,247,.5)}
.ftr-bottom a{font-size:.86rem}

/* ---------- Floating ---------- */
.wa-float{position:fixed;bottom:92px;left:24px;right:auto;z-index:91;width:58px;height:58px;border-radius:50%;background:#25D366;display:grid;place-items:center;box-shadow:0 14px 30px -8px rgba(37,211,102,.6);transition:transform .35s}
.wa-float:hover{transform:scale(1.08)}
.wa-float svg{width:32px;height:32px;color:#fff}
.wa-float{animation:waPulse 2.2s ease-out infinite}
@keyframes waPulse{0%{box-shadow:0 14px 30px -8px rgba(37,211,102,.6),0 0 0 0 rgba(37,211,102,.5)}70%{box-shadow:0 14px 30px -8px rgba(37,211,102,.6),0 0 0 22px rgba(37,211,102,0)}100%{box-shadow:0 14px 30px -8px rgba(37,211,102,.6),0 0 0 0 rgba(37,211,102,0)}}
@media(prefers-reduced-motion:reduce){.wa-float{animation:none}}

/* ---------- Promo popup ---------- */
.promo{position:fixed;inset:0;z-index:300;display:grid;place-items:center;padding:20px;opacity:0;visibility:hidden;transition:opacity .4s ease,visibility .4s ease}
.promo.open{opacity:1;visibility:visible}
.promo-scrim{position:absolute;inset:0;background:rgba(28,18,42,.55);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px)}
.promo-card{position:relative;z-index:1;width:min(880px,100%);background:var(--card);border-radius:26px;overflow:hidden;box-shadow:var(--shadow-lg);display:grid;grid-template-columns:1fr 1fr;transform:translateY(26px) scale(.97);opacity:0;transition:transform .6s cubic-bezier(.16,1,.3,1),opacity .5s ease}
.promo.open .promo-card{transform:none;opacity:1}
.promo-x{position:absolute;top:14px;inset-inline-start:14px;z-index:3;display:grid;place-items:center;width:38px;height:38px;border-radius:11px;border:none;background:rgba(255,255,255,.16);color:#fff;font-size:1rem;cursor:pointer;backdrop-filter:blur(6px);transition:background .2s}
.promo-x:hover{background:rgba(255,255,255,.3)}
.promo-visual{position:relative;background:linear-gradient(155deg,var(--plum),var(--plum-deep));color:#fff;padding:clamp(30px,4vw,46px);display:flex;flex-direction:column;justify-content:center;overflow:hidden}
.promo-badge{align-self:flex-start;background:var(--brand);color:#fff;font-weight:600;font-size:.82rem;padding:7px 16px;border-radius:30px;margin-bottom:20px}
.promo-visual h2{color:#fff;font-size:clamp(1.6rem,3vw,2.15rem);line-height:1.12}
.promo-visual p{color:rgba(255,255,255,.86);margin-top:14px;font-size:1.02rem;line-height:1.55}
.promo-list{list-style:none;margin-top:22px;display:grid;gap:11px}
.promo-list li{display:flex;align-items:center;gap:10px;color:#fff;font-weight:500;font-size:.98rem}
.promo-list svg{color:var(--sand);flex-shrink:0}
.promo-logo{position:absolute;bottom:-26px;inset-inline-start:-38px;width:360px;max-width:72%;opacity:.11;filter:brightness(0) invert(1);pointer-events:none;user-select:none}
.promo-form{padding:clamp(28px,4vw,44px);display:flex;flex-direction:column;justify-content:center;background:var(--card)}
.promo-form h3{font-size:1.4rem;margin-bottom:20px}
.promo-form small{color:var(--ink-faint);text-align:center;margin-top:12px;font-size:.82rem}
@media(max-width:720px){
  .promo{padding:14px}
  .promo-card{grid-template-columns:1fr;max-width:400px;max-height:86vh;overflow-y:auto;border-radius:18px}
  .promo-x{top:8px;width:29px;height:29px;font-size:.82rem}
  .promo-visual{padding:15px 20px 13px;text-align:center;align-items:center}
  .promo-badge{align-self:center;margin-bottom:6px;font-size:.66rem;padding:4px 12px}
  .promo-visual h2{font-size:1.12rem;line-height:1.14}
  .promo-visual p{display:none}
  .promo-list{display:none}
  .promo-logo{display:none}
  .promo-form{padding:15px 20px 17px}
  .promo-form h3{font-size:1.02rem;margin-bottom:10px;text-align:center}
  .promo-form .field{margin-bottom:9px}
  .promo-form .field label{font-size:.8rem;margin-bottom:4px}
  .promo-form .field input,.promo-form .field select{padding:9px 13px;font-size:.9rem;border-radius:10px}
  .promo-form .btn-lg{padding-top:11px;padding-bottom:11px}
  .promo-form small{margin-top:6px;font-size:.75rem}
}

/* ---------- Reveal ---------- */
[data-reveal]{opacity:0;transform:translateY(24px);transition:opacity .8s cubic-bezier(.16,1,.3,1),transform .8s cubic-bezier(.16,1,.3,1)}
[data-reveal].in{opacity:1;transform:none}

/* ---------- Mobile nav drawer ---------- */
.drawer{position:fixed;top:0;left:0;right:0;bottom:0;z-index:150;background:var(--paper);opacity:0;visibility:hidden;transform:translateY(-8px);transition:opacity .28s ease,transform .28s ease,visibility .28s;display:flex;flex-direction:column;padding:8px clamp(20px,3.5vw,52px) 24px}
.drawer.open{opacity:1;visibility:visible;transform:none}
.drawer-nav{flex:1;min-height:0;overflow-y:auto;-webkit-overflow-scrolling:touch;display:flex;flex-direction:column;gap:2px;margin-top:14px}
.drawer-nav>a:not(.btn){padding:12px 14px;font-size:1.08rem;border-radius:10px;color:var(--ink);font-weight:500;transition:background .2s,color .2s}
.drawer-nav>a:not(.btn):hover,.drawer-nav>a:not(.btn):active{background:var(--paper-2);color:var(--plum)}
.dl-home{font-weight:700 !important}
.dl-head{font-family:'Rubik',sans-serif;font-weight:700;font-size:.72rem;letter-spacing:.11em;color:var(--rose);margin:16px 0 3px;padding:0 14px}
.dl-cta{justify-content:center;margin-top:18px}
.dl-tel{text-align:center;font-weight:700 !important;color:var(--plum);font-size:1.12rem !important}
.dl-legal{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-top:16px;padding-top:16px;border-top:1px solid var(--line)}
.dl-legal a{font-size:.84rem;color:var(--ink-faint);padding:5px;transition:color .2s}
.dl-legal a:hover{color:var(--plum)}
.drawer-close{align-self:flex-start;width:44px;height:44px;border-radius:11px;border:1px solid var(--line);background:var(--card);color:var(--ink);cursor:pointer;font-size:1.4rem}
/* sub-pages use <ul class="nav"> inside the drawer — reveal + stack it on mobile */
.drawer .nav{display:flex;flex-direction:column;align-items:stretch;gap:2px;margin-top:14px;overflow-y:auto;flex:1;min-height:0}
.drawer .nav>li{position:static}
.drawer .nav>li>a:not(.btn){display:block;padding:12px 14px;font-size:1.08rem;border-radius:10px;color:var(--ink);font-weight:500}
.drawer .nav>li>a:not(.btn):hover,.drawer .nav>li>a:not(.btn):active{background:var(--paper-2);color:var(--plum)}
/* mortgage page hero (rich, home-page style) */
.mtg-hero{background:linear-gradient(160deg,var(--paper) 0%,var(--paper-2) 100%);padding-block:clamp(26px,4vw,52px) clamp(44px,6vw,80px);border-bottom:1px solid var(--line);position:relative;overflow:hidden;z-index:10}
.mtg-hero .breadcrumb{margin-bottom:clamp(20px,3vw,34px)}
.mtg-hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(32px,5vw,64px);align-items:center}
.mtg-hero-text h1{font-size:clamp(2rem,4.2vw,3.2rem);line-height:1.12;margin:16px 0 0}
.mtg-hero-text .lead{margin-top:18px;max-width:48ch;font-size:clamp(1rem,1.5vw,1.14rem)}
.mtg-hero-text .hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
.mtg-hero-trust{display:flex;align-items:center;gap:16px;flex-wrap:wrap;margin-top:30px;color:var(--ink-soft);font-size:.95rem}
.mtg-hero-trust b{color:var(--plum);font-weight:700}
.mht-dot{width:5px;height:5px;border-radius:50%;background:var(--line);flex-shrink:0}
.mtg-hero-visual{position:relative}
.savings-card{background:var(--card);border:1px solid var(--line);border-radius:26px;padding:clamp(22px,3vw,32px);box-shadow:var(--shadow-lg)}
.sc-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;margin-bottom:26px}
.sc-title{font-family:'Rubik',sans-serif;font-weight:700;font-size:1.06rem;color:var(--ink)}
.sc-sub{font-size:.84rem;color:var(--ink-soft);margin-top:3px}
.sc-save{background:var(--paper-2);color:var(--plum);font-family:'Rubik',sans-serif;font-weight:700;font-size:1.05rem;padding:6px 13px;border-radius:14px;flex-shrink:0}
.sc-chart{display:flex;gap:clamp(20px,4vw,42px);align-items:flex-end;height:210px;padding:0 6px}
.sc-col{flex:1;display:flex;flex-direction:column;align-items:center;justify-content:flex-end;height:100%}
.sc-bar{width:100%;max-width:92px;border-radius:14px 14px 0 0;position:relative;transform-origin:bottom}
.sc-bar-a{background:linear-gradient(180deg,var(--line),var(--paper-2));animation:scGrowA 1.3s cubic-bezier(.16,1,.3,1) .1s both}
.sc-bar-b{background:linear-gradient(160deg,var(--plum),var(--plum-deep));box-shadow:0 14px 28px -12px var(--plum);animation:scGrowB 1.3s cubic-bezier(.16,1,.3,1) .3s both}
.sc-val{position:absolute;top:-27px;inset-inline:0;text-align:center;font-family:'Rubik',sans-serif;font-weight:700;font-size:1.02rem;white-space:nowrap}
.sc-bar-a .sc-val{color:var(--ink-soft)}
.sc-bar-b .sc-val{color:var(--plum)}
.sc-name{margin-top:13px;font-size:.85rem;color:var(--ink-soft);text-align:center}
.sc-foot{display:flex;align-items:center;gap:9px;margin-top:22px;padding-top:20px;border-top:1px solid var(--line);font-size:.9rem;color:var(--ink-soft)}
.sc-dot{width:9px;height:9px;border-radius:50%;background:var(--plum);flex-shrink:0;box-shadow:0 0 0 4px var(--paper-2)}
@keyframes scGrowA{from{height:0}to{height:100%}}
@keyframes scGrowB{from{height:0}to{height:81%}}
@media(max-width:860px){
  .mtg-hero-grid{grid-template-columns:1fr;gap:28px}
  .mtg-hero-visual{order:-1;max-width:400px;width:100%;margin-inline:auto}
  .mtg-hero-badge{inset-inline-start:0}
}
@media(max-width:560px){
  .sc-chart{height:172px}
  .sc-bar{max-width:78px}
  .sc-head{margin-bottom:20px}
}

/* recruitment hub hero: advisor "ramp to full pace" growth chart */
.rec-ramp{background:var(--card);border:1px solid var(--line);border-radius:26px;padding:clamp(22px,3vw,32px);box-shadow:var(--shadow-lg)}
.rr-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;margin-bottom:26px}
.rr-t{font-family:'Rubik',sans-serif;font-weight:700;font-size:1.06rem;color:var(--ink)}
.rr-tag{background:var(--paper-2);color:var(--plum);font-family:'Rubik',sans-serif;font-weight:700;font-size:.8rem;padding:6px 13px;border-radius:14px;flex-shrink:0;white-space:nowrap}
.rr-chart{display:flex;gap:clamp(12px,3vw,24px);align-items:flex-end;height:200px;padding:0 4px}
.rr-col{flex:1;display:flex;flex-direction:column;align-items:center;justify-content:flex-end;height:100%}
.rr-bar{width:100%;max-width:78px;border-radius:14px 14px 0 0;position:relative;transform-origin:bottom;background:linear-gradient(160deg,var(--plum),var(--plum-deep))}
.rr-bar-1{opacity:.42;animation:rrGrow1 1.25s cubic-bezier(.16,1,.3,1) .1s both}
.rr-bar-2{opacity:.7;animation:rrGrow2 1.25s cubic-bezier(.16,1,.3,1) .28s both}
.rr-bar-3{box-shadow:0 14px 30px -12px var(--plum);animation:rrGrow3 1.25s cubic-bezier(.16,1,.3,1) .46s both}
.rr-cap{position:absolute;top:-25px;inset-inline:0;text-align:center;font-family:'Rubik',sans-serif;font-weight:700;font-size:1rem;color:var(--plum);white-space:nowrap}
.rr-when{margin-top:13px;font-family:'Rubik',sans-serif;font-weight:600;font-size:.9rem;color:var(--ink);text-align:center}
.rr-what{font-size:.78rem;color:var(--ink-soft);text-align:center;margin-top:2px;line-height:1.35;max-width:15ch}
.rr-foot{display:flex;align-items:flex-start;gap:10px;margin-top:22px;padding-top:20px;border-top:1px solid var(--line);font-size:.88rem;color:var(--ink-soft);line-height:1.55}
.rr-dot{width:9px;height:9px;border-radius:50%;background:var(--plum);flex-shrink:0;box-shadow:0 0 0 4px var(--paper-2);margin-top:5px}
@keyframes rrGrow1{from{height:0}to{height:40%}}
@keyframes rrGrow2{from{height:0}to{height:66%}}
@keyframes rrGrow3{from{height:0}to{height:100%}}
@media(max-width:560px){.rr-chart{height:172px}.rr-bar{max-width:60px}.rr-head{margin-bottom:20px}}

/* ===== Sub-page templates ===== */
.page-hero{background:var(--paper-2);padding-block:clamp(82px,10vw,128px) clamp(44px,6vw,68px);border-bottom:1px solid var(--line);position:relative;z-index:10}
.page-hero h1{font-size:clamp(2.1rem,5vw,3.5rem);max-width:20ch}
.page-hero .lead{margin-top:18px}
.breadcrumb{font-size:.84rem;color:var(--ink-faint);margin-bottom:20px;display:flex;gap:9px;align-items:center;flex-wrap:wrap}
.breadcrumb a:hover{color:var(--plum)}
.page-main{position:relative;z-index:10;background:var(--paper)}
.prose{max-width:72ch}
.prose h2{font-size:clamp(1.6rem,3vw,2.3rem);margin:14px 0 0}
.prose h3{font-size:1.35rem;margin:36px 0 0}
.prose p{margin-top:18px;color:var(--ink-soft)}
.prose ul{margin:18px 0 0;padding-inline-start:0;list-style:none;display:grid;gap:13px}
.prose ul li{display:flex;gap:12px;align-items:flex-start;color:var(--ink-soft)}
.prose ul li::before{content:"";flex-shrink:0;width:22px;height:22px;margin-top:3px;border-radius:7px;background:var(--paper-2);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%239933CC' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:center}
.two-col{display:grid;grid-template-columns:1.4fr .6fr;gap:clamp(32px,5vw,64px);align-items:start}
.aside-card{position:sticky;top:100px;background:var(--card);border:1px solid var(--line);border-radius:24px;padding:30px;box-shadow:var(--shadow-sm)}
.aside-card h3{font-size:1.2rem;margin-bottom:8px}
.aside-card p{font-size:.95rem;color:var(--ink-soft);margin-bottom:18px}

/* CTA band */
.cta-band{background:linear-gradient(135deg,var(--plum),var(--plum-deep));color:#fff;border-radius:28px;padding:clamp(40px,5vw,64px);text-align:center}
.cta-band h2{color:#fff;font-size:clamp(1.7rem,3.4vw,2.6rem);max-width:22ch;margin-inline:auto}
.cta-band p{color:rgba(255,255,255,.84);margin:16px auto 0;max-width:50ch}
.cta-band .btns{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-top:30px}

/* comparison table */
.cmp{width:100%;border-collapse:collapse;background:var(--card);border:1px solid var(--line);border-radius:24px;overflow:hidden}
.cmp th,.cmp td{padding:18px 22px;text-align:start;border-bottom:1px solid var(--line)}
.cmp thead th{background:var(--paper-2);font-family:'Rubik',sans-serif;font-size:1.1rem}
.cmp thead th:last-child{color:var(--plum)}
.cmp tr:last-child td{border-bottom:none}
.cmp td:first-child{font-weight:600;color:var(--ink)}
.cmp .yes{color:var(--plum);font-weight:700}
.cmp .no{color:var(--ink-faint)}

/* about: team cards with real (banner-cropped) photos */
.tm-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px;max-width:920px;margin-inline:auto}
.tm-card{background:var(--card);border:1px solid var(--line);border-radius:24px;overflow:hidden;box-shadow:var(--shadow-sm);transition:transform .45s cubic-bezier(.16,1,.3,1),box-shadow .4s,border-color .3s}
.tm-card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}
.tm-photo{aspect-ratio:16/9;overflow:hidden;background:var(--paper-2)}
.tm-photo img{width:100%;height:100%;object-fit:cover;object-position:center 38%;transition:transform .6s cubic-bezier(.16,1,.3,1)}
.tm-card:hover .tm-photo img{transform:scale(1.05)}
.tm-body{padding:20px 24px 24px;text-align:center}
.tm-body h3{font-size:1.25rem}
.tm-role{color:var(--rose);font-weight:600;font-size:.95rem;margin-top:4px}
@media(max-width:560px){.tm-grid{grid-template-columns:1fr;max-width:380px}}

/* team grid */
.team{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.member{background:var(--card);border:1px solid var(--line);border-radius:24px;padding:30px;text-align:center}
.member .ph{width:96px;height:96px;border-radius:50%;margin:0 auto 18px;background:linear-gradient(150deg,var(--plum),var(--brand));display:grid;place-items:center;color:#fff;font-family:'Rubik',sans-serif;font-size:2rem;font-weight:600}
.member h3{font-size:1.3rem}
.member .role{color:var(--brand);font-weight:600;font-size:.95rem;margin-top:4px}
.member p{color:var(--ink-soft);font-size:.95rem;margin-top:14px}

/* blog cards */
.posts{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.post{background:var(--card);border:1px solid var(--line);border-radius:24px;overflow:hidden;transition:transform .4s cubic-bezier(.16,1,.3,1),box-shadow .4s}
.post:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.post .thumb{aspect-ratio:16/10;background:linear-gradient(150deg,var(--plum),var(--plum-deep))}
.post .thumb img{width:100%;height:100%;object-fit:cover;display:block}
.post .body{padding:24px}
.post .cat{font-size:.78rem;font-weight:700;color:var(--brand);letter-spacing:.08em}
.post h3{font-size:1.25rem;margin:10px 0}
.post p{color:var(--ink-soft);font-size:.95rem}

/* glossary */
.gloss{display:grid;gap:14px;max-width:820px}
.gterm{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:22px 26px}
.gterm b{font-family:'Rubik',sans-serif;font-size:1.2rem;color:var(--plum)}
.gterm p{color:var(--ink-soft);margin-top:8px}

/* calculators / wizard */
.tool{background:var(--card);border:1px solid var(--line);border-radius:24px;padding:clamp(28px,3vw,44px);box-shadow:var(--shadow);max-width:680px}
.tool .row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.tool label{display:block;font-weight:600;font-size:.92rem;margin-bottom:8px}
.tool input,.tool select{width:100%;padding:13px 15px;border:1.5px solid var(--line);border-radius:11px;background:var(--paper);color:var(--ink);font-family:inherit;font-size:1rem}
.tool input:focus,.tool select:focus{outline:none;border-color:var(--plum)}
.tool-out{margin-top:26px;padding:26px;border-radius:18px;background:var(--paper-2);text-align:center}
.tool-out .big{font-family:'Rubik',sans-serif;font-weight:600;font-size:clamp(2rem,5vw,3rem);color:var(--plum);line-height:1}
.tool-out .lbl{color:var(--ink-soft);margin-top:8px}
.wz-step{display:none}.wz-step.active{display:block}
.wz-opts{display:grid;gap:12px;margin-top:18px}
.wz-opt{padding:16px 20px;border:1.5px solid var(--line);border-radius:13px;cursor:pointer;font-weight:600;transition:border-color .2s,background .2s}
.wz-opt:hover{border-color:var(--plum);background:var(--paper-2)}
.wz-progress{height:6px;background:var(--paper-2);border-radius:6px;overflow:hidden;margin-bottom:24px}
.wz-bar{height:100%;background:var(--brand);width:25%;transition:width .4s cubic-bezier(.16,1,.3,1)}
/* mortgage calc widget */
.calc-wrap{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(32px,5vw,64px);align-items:center}
.calc-field{margin-bottom:24px}
.calc-field label{display:flex;justify-content:space-between;align-items:baseline;gap:12px;font-weight:500;margin-bottom:12px;color:var(--ink-soft)}
.calc-field label b{color:var(--plum);font-weight:700;font-size:1.05rem;white-space:nowrap}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:6px;background:var(--paper-2);outline:none;cursor:pointer}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:22px;height:22px;border-radius:50%;background:var(--brand);border:3px solid var(--card);box-shadow:0 2px 9px rgba(153,51,204,.45);cursor:pointer;transition:transform .15s}
input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.12)}
input[type=range]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:var(--brand);border:3px solid var(--card);cursor:pointer}
@media(max-width:860px){.calc-wrap{grid-template-columns:1fr}}
/* floating calculator widget */
.calc-fab{position:fixed;left:24px;bottom:24px;z-index:91;width:58px;height:58px;border-radius:50%;background:var(--brand);display:grid;place-items:center;color:#fff;border:none;cursor:pointer;box-shadow:0 14px 30px -8px rgba(153,51,204,.55);transition:transform .35s,background .2s}
.calc-fab:hover{transform:scale(1.08);background:var(--brand-deep)}
.calc-fab svg{width:27px;height:27px}
.calc-panel{position:fixed;left:24px;bottom:162px;z-index:92;width:min(340px,calc(100vw - 40px));background:var(--card);border:1px solid var(--line);border-radius:24px 20px 20px 6px;box-shadow:var(--shadow-lg);overflow:hidden;opacity:0;visibility:hidden;transform:translateY(18px) scale(.84);transform-origin:0% 100%;transition:opacity .32s ease,transform .48s cubic-bezier(.16,1,.3,1),visibility .32s ease;will-change:transform,opacity}
.calc-bubble{position:fixed;left:94px;bottom:30px;z-index:91;display:flex;align-items:center;gap:10px;background:var(--card);color:var(--ink);border:1px solid var(--line);border-radius:16px;border-bottom-left-radius:4px;padding:12px 14px 12px 16px;font-weight:500;font-size:.95rem;max-width:230px;box-shadow:var(--shadow);cursor:pointer;opacity:0;visibility:hidden;transform:translateX(-12px);transition:opacity .4s ease,transform .55s cubic-bezier(.16,1,.3,1),visibility .4s ease}
.calc-bubble.show{opacity:1;visibility:visible;transform:none}
.calc-bubble::before{content:"";position:absolute;left:-7px;bottom:15px;width:13px;height:13px;background:var(--card);border-left:1px solid var(--line);border-bottom:1px solid var(--line);transform:rotate(45deg)}
.calc-bubble-x{flex-shrink:0;width:22px;height:22px;border-radius:50%;border:none;background:var(--paper-2);color:var(--ink-faint);font-size:.72rem;cursor:pointer;display:grid;place-items:center;line-height:1}
.calc-bubble-x:hover{color:var(--ink)}
@media(max-width:560px){.calc-bubble{max-width:180px;font-size:.88rem}}
.calc-panel.open{opacity:1;visibility:visible;transform:none}
.calc-panel-head,.calc-panel-body{opacity:0;transition:opacity .35s ease}
.calc-panel.open .calc-panel-head{opacity:1;transition-delay:.1s}
.calc-panel.open .calc-panel-body{opacity:1;transition-delay:.16s}
.calc-fab.active{transform:scale(.9) rotate(-6deg);background:var(--brand-deep)}
.calc-panel-head{display:flex;justify-content:space-between;align-items:center;padding:15px 20px;background:linear-gradient(150deg,var(--plum),var(--plum-deep));color:#fff}
.calc-panel-head span{font-weight:600;font-size:1.05rem}
.calc-panel-x{background:rgba(255,255,255,.18);border:none;color:#fff;width:30px;height:30px;border-radius:9px;cursor:pointer;font-size:.85rem;display:grid;place-items:center;transition:background .2s}
.calc-panel-x:hover{background:rgba(255,255,255,.32)}
.calc-panel-body{padding:22px 20px}
.calc-panel-body .calc-field{margin-bottom:18px}
.calc-panel-body .tool-out{margin-top:4px;padding:18px}
.calc-panel-body .tool-out .big{font-size:1.9rem}
@media(max-width:560px){.calc-panel{bottom:24px;right:12px;left:12px;width:auto;max-height:calc(100vh - 48px);overflow-y:auto}}

@media(max-width:980px){
  .two-col{grid-template-columns:1fr}
  .aside-card{position:relative;top:0}
  .team,.posts{grid-template-columns:1fr 1fr}
  .tool .row{grid-template-columns:1fr}
}
@media(max-width:560px){
  .team,.posts{grid-template-columns:1fr}
  .cmp th,.cmp td{padding:13px 14px;font-size:.92rem}
}
/* articles: horizontal cards on mobile (image beside text) */
@media(max-width:760px){
  .posts{grid-template-columns:1fr;gap:14px}
  .post{display:grid;grid-template-columns:38% 1fr;align-items:stretch}
  .post .thumb{aspect-ratio:auto;min-height:122px}
  .post .body{padding:14px 16px;display:flex;flex-direction:column;justify-content:center}
  .post .cat{font-size:.72rem}
  .post h3{font-size:1.05rem;margin:5px 0 6px;line-height:1.3}
  .post p{font-size:.87rem;line-height:1.5;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}
}

/* ---------- Responsive ---------- */
@media(max-width:980px){
  .nav,.hdr-phone{display:none}
  .hdr-cta .btn-primary,.hdr-right .btn-primary{display:none}
  .menu-btn{display:grid;justify-self:start}
  .hdr{z-index:200}
  .drawer{top:80px}
  .hdr-row{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:8px;padding-block:10px}
  .brand{justify-self:center}
  .logo-full{height:60px}
  .hdr-left{justify-self:end;gap:10px}
  .hdr-left .theme-btn{order:9}
  .hdr-left .btn-primary{padding:10px 15px;font-size:.94rem;gap:6px}
  .btn-tel{display:inline-flex}
  .fork{grid-template-columns:1fr}
  .svc-grid{grid-template-columns:repeat(2,1fr)}
  .svc-feature,.svc-wide,.svc-third,.svc-half{grid-column:span 2;grid-row:auto}
  .case,.about,.contact,.recruit{grid-template-columns:1fr}
  .about-photo{position:relative;top:0;max-width:340px}
  .steps{grid-template-columns:repeat(2,1fr)}
  .step::after{display:none}
  .tgrid{grid-template-columns:1fr}
  .ftr-top{grid-template-columns:1fr 1fr}
}
@media(max-width:760px){
  /* hero: leave fixed/clip behavior on desktop only — flow normally on phones */
  .hero-wrap{position:relative;height:auto;min-height:auto;padding-block:118px 64px;align-items:stretch;margin-top:-10px}
  .hero-vid .v-desk{display:none}
  .hero-vid .v-mob{display:block}
  .hero-spacer{display:none}
  .stack{box-shadow:none}
  .hero h1{font-size:clamp(2.2rem,9vw,3rem)}
  .creds{gap:10px 16px}
  .cred{font-size:.86rem}
}
@media(max-width:560px){
  body{font-size:16px}
  .hdr-left .btn-primary{font-size:0;gap:0;padding:0;width:42px;height:42px;border-radius:12px}
  .hdr-left .btn-tel{width:19px;height:19px}
  .svc-grid{grid-template-columns:1fr}
  .svc-feature,.svc-wide,.svc-third,.svc-half{grid-column:span 1}
  .steps{grid-template-columns:1fr}
  .case-numbers{grid-template-columns:1fr}
  .case-arrow{transform:rotate(90deg);margin-inline:auto}
  .ftr-top{grid-template-columns:1fr}
  .hero-scrim{background:linear-gradient(180deg,rgba(252,251,253,.72),rgba(252,251,253,.94))}
  [data-theme="dark"] .hero-scrim{background:linear-gradient(180deg,rgba(20,16,26,.7),rgba(20,16,26,.95))}
}
@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  [data-reveal]{opacity:1;transform:none}
}


/* ===================== עמוד שכר טרחה (fees) ===================== */
.fee-agree{background:var(--card);border:1px solid var(--line);border-radius:24px;box-shadow:var(--shadow-lg);overflow:hidden;max-width:440px;margin-inline:auto}
.fee-agree-head{background:linear-gradient(135deg,var(--plum-deep),var(--plum));color:#fff;padding:18px 22px;display:flex;align-items:center;justify-content:space-between;gap:12px}
.fee-agree-head b{font-size:1.05rem;font-weight:600}
.fee-agree-head span{font-size:.76rem;opacity:.82;letter-spacing:.06em}
.fee-rows{padding:6px 22px 2px}
.fee-row{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:14px 0;border-bottom:1px dashed var(--line)}
.fee-row:last-child{border-bottom:0}
.fee-row-k{color:var(--ink-soft);font-size:.95rem}
.fee-chip{background:var(--paper-2);border:1px solid var(--line);color:var(--ink);border-radius:999px;padding:5px 13px;font-size:.86rem;font-weight:500;white-space:nowrap}
.fee-total{display:flex;align-items:center;justify-content:space-between;gap:12px;margin:14px 22px 18px;padding:15px 18px;background:var(--paper-2);border:1px solid var(--line);border-radius:15px}
.fee-total b{font-size:1.02rem}
.fee-total span{color:var(--rose);font-weight:600;font-size:.95rem}
.fee-agree-foot{display:flex;align-items:center;gap:9px;padding:0 22px 20px;color:var(--ink-soft);font-size:.9rem;line-height:1.5}
.fee-agree-foot svg{color:var(--rose);flex-shrink:0}
.fee-table{border:1px solid var(--line);border-radius:24px;overflow:hidden;background:var(--card);box-shadow:var(--shadow)}
.fee-tr{display:grid;grid-template-columns:1.05fr 1.7fr .9fr;gap:18px;padding:18px 24px;border-bottom:1px solid var(--line);align-items:center}
.fee-tr:last-child{border-bottom:0}
.fee-tr.fee-th{background:var(--paper-2);font-weight:600;color:var(--ink-soft);font-size:.84rem;letter-spacing:.05em}
.fee-tr h3{font-size:1.02rem;font-weight:600}
.fee-tr p{color:var(--ink-soft);font-size:.95rem;line-height:1.55}
.fee-price{color:var(--rose);font-weight:600;font-size:.93rem;text-align:left}
.fee-note{margin-top:18px;color:var(--ink-faint);font-size:.92rem;line-height:1.65;max-width:70ch}
@media(max-width:860px){
  .fee-tr{grid-template-columns:1fr;gap:6px;padding:16px 18px}
  .fee-tr.fee-th{display:none}
  .fee-price{text-align:right;margin-top:4px}
  .fee-agree{max-width:100%}
}


/* ===== יישור לשפה של אתר הרשת (11.08.2026) — צל דו-שכבתי לכרטיסים ===== */
.svc,.inv-track,.team-card,.post,.tcard,.tm-card,.member,
.aside-card,.fee-table,.fee-agree,.cmp,.case-numbers,.press-player{
  box-shadow:var(--shadow-card);
}
.svc:hover,.inv-track:hover,.team-card:hover,.post:hover,.tcard:hover{
  box-shadow:0 2px 4px 0 rgba(20,8,40,.06), 0 34px 70px -30px rgba(46,6,72,.30);
}


/* ===== עמוד אודות (13.08.2026) ===== */

/* דיוקן ההירו */
.ab-portrait{position:relative;border-radius:26px;overflow:hidden;border:1px solid var(--line);background:var(--card);box-shadow:var(--shadow-lg);max-width:430px;margin-inline:auto}
.ab-portrait img{width:100%;display:block;aspect-ratio:4/5;object-fit:cover;object-position:center 16%}
.ab-plate{position:absolute;inset-inline:14px;bottom:14px;padding:16px 20px;border-radius:18px;
  background:oklch(1 0 0 / .82);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);
  border:1px solid oklch(1 0 0 / .5);box-shadow:0 14px 34px -18px rgba(46,6,72,.5)}
[data-theme="dark"] .ab-plate{background:oklch(.22 .03 305 / .8);border-color:oklch(1 0 0 / .14)}
.ab-plate b{display:block;font-family:'Rubik',sans-serif;font-size:1.12rem;color:var(--ink)}
.ab-plate span{display:block;font-size:.88rem;color:var(--ink-soft);margin-top:3px}

/* הירו אודות: טקסט ממורכז + תמונה קבוצתית רחבה */
.ab-hero-text{max-width:760px;margin-inline:auto;text-align:center}
.ab-hero-text .eyebrow{justify-content:center}
.ab-hero-text h1{font-size:clamp(2.1rem,5vw,3.5rem);line-height:1.1;margin:18px 0 0}
.ab-hero-text .lead{margin-top:20px;max-width:62ch;margin-inline:auto}
.ab-hero-text .hero-actions{display:flex;gap:14px;flex-wrap:wrap;justify-content:center;margin-top:32px}
.ab-hero-text .mtg-hero-trust{justify-content:center}
.ab-team-shot{margin:clamp(38px,5vw,60px) auto 0;max-width:1040px;aspect-ratio:16/9;overflow:hidden;
  border-radius:28px;border:1px solid var(--line);background:var(--paper-2);box-shadow:var(--shadow-lg);position:relative}
.ab-team-shot img{width:100%;height:100%;object-fit:cover;display:block}
.ab-shot-ph{display:none;position:absolute;inset:0;place-items:center;align-content:center;gap:14px;
  background:linear-gradient(150deg,var(--plum),var(--plum-deep));color:oklch(1 0 0 / .74);text-align:center}
.ab-team-shot.empty{background:transparent}
.ab-team-shot.empty .ab-shot-ph{display:grid}
.ab-shot-ph span{font-family:'Rubik',sans-serif;font-size:.98rem;letter-spacing:.02em}
@media(max-width:700px){.ab-team-shot{aspect-ratio:4/3;border-radius:22px}}

/* כרטיסי צוות עם "קרא עוד" */
.tmx-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(16px,2vw,24px)}
.tmx{display:flex;flex-direction:column;background:var(--card);border:1px solid var(--line);border-radius:24px;
  overflow:hidden;box-shadow:var(--shadow-card);transition:transform .45s cubic-bezier(.16,1,.3,1),box-shadow .4s,border-color .3s}
.tmx:hover{transform:translateY(-6px);border-color:transparent;
  box-shadow:0 2px 4px 0 rgba(20,8,40,.06), 0 34px 70px -30px rgba(46,6,72,.30)}
.tmx-photo{aspect-ratio:1/1;overflow:hidden;background:var(--paper-2)}
.tmx-photo img{width:100%;height:100%;object-fit:cover;object-position:center 8%;transition:transform .6s cubic-bezier(.16,1,.3,1)}
.tmx:hover .tmx-photo img{transform:scale(1.05)}
.tmx-body{padding:clamp(20px,2.2vw,26px);display:flex;flex-direction:column;flex:1}
.tmx-body h3{font-size:1.24rem}
.tmx-role{color:var(--brand);font-weight:600;font-size:.9rem;margin-top:4px}
.tmx-body p{color:var(--ink-soft);font-size:.94rem;margin-top:13px}
.tmx-more{margin-top:auto;padding-top:18px;background:none;border:0;cursor:pointer;align-self:flex-start;
  display:inline-flex;align-items:center;gap:7px;font-family:inherit;font-weight:600;font-size:.95rem;color:var(--rose)}
.tmx-more svg,.tmx-more .btn-arrow{transition:transform .3s}
.tmx-more:hover .btn-arrow{transform:translateX(-5px)}

/* חלון ביוגרפיה */
.bio-modal{position:fixed;inset:0;z-index:300;display:grid;place-items:center;padding:20px;
  opacity:0;visibility:hidden;transition:opacity .3s ease,visibility .3s ease}
.bio-modal.open{opacity:1;visibility:visible}
.bio-scrim{position:absolute;inset:0;background:rgba(24,8,44,.62);backdrop-filter:blur(4px)}
.bio-card{position:relative;background:var(--card);border:1px solid var(--line);border-radius:28px;
  width:min(680px,100%);max-height:88vh;overflow-y:auto;padding:clamp(26px,3.4vw,40px);
  box-shadow:var(--shadow-lg);transform:translateY(16px) scale(.97);transition:transform .42s cubic-bezier(.16,1,.3,1)}
.bio-modal.open .bio-card{transform:none}
.bio-x{position:absolute;top:16px;inset-inline-start:16px;width:36px;height:36px;border-radius:50%;
  border:1px solid var(--line);background:var(--paper-2);color:var(--ink-soft);cursor:pointer;font-size:.95rem;line-height:1}
.bio-x:hover{background:var(--plum);color:#fff;border-color:transparent}
.bio-head{display:flex;align-items:center;gap:18px;padding-bottom:22px;margin-bottom:22px;border-bottom:1px solid var(--line)}
.bio-head img{width:84px;height:84px;border-radius:50%;object-fit:cover;object-position:center 8%;flex-shrink:0;border:3px solid var(--paper-2)}
.bio-head h3{font-size:1.5rem}
.bio-head span{display:block;color:var(--brand);font-weight:600;font-size:.93rem;margin-top:4px}
.bio-body p{color:var(--ink-soft);margin-bottom:15px;line-height:1.75}
.bio-facts{list-style:none;margin-top:22px;padding:0;display:grid;gap:11px}
.bio-facts li{display:flex;gap:11px;align-items:flex-start;color:var(--ink-soft);font-size:.95rem}
.bio-facts li::before{content:"";flex-shrink:0;width:21px;height:21px;margin-top:2px;border-radius:7px;background:var(--paper-2)
  url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%239933CC' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E") center/14px no-repeat}
@media(max-width:980px){.tmx-grid{grid-template-columns:repeat(2,1fr);max-width:640px;margin-inline:auto}}
@media(max-width:520px){
  .tmx-grid{grid-template-columns:1fr;max-width:380px}
  .bio-head{flex-direction:column;text-align:center;gap:14px}
  .bio-card{border-radius:22px}
}

/* ציטוט מודגש בתוך רצועת vs-sec */
.vs-quote{max-width:880px;margin-inline:auto;text-align:center;position:relative;z-index:2}
.vs-quote-mark{font-family:'Rubik',sans-serif;font-size:3.6rem;line-height:.6;color:oklch(.82 .13 330);opacity:.55}
.vs-quote p{font-size:clamp(1.14rem,2.3vw,1.6rem);line-height:1.62;color:oklch(.95 .015 300);margin:22px 0 0;font-weight:500}
.vs-quote cite{display:block;font-style:normal;margin-top:24px;font-size:.95rem;color:oklch(.8 .04 320)}

/* ההנהלה — שני כרטיסים עם תמונה */
.duo{display:grid;grid-template-columns:repeat(2,1fr);gap:clamp(20px,3vw,28px);max-width:980px;margin-inline:auto}
.duo-card{display:flex;flex-direction:column;background:var(--card);border:1px solid var(--line);border-radius:24px;overflow:hidden;
  box-shadow:var(--shadow-card);transition:transform .45s cubic-bezier(.16,1,.3,1),box-shadow .4s,border-color .3s}
.duo-card:hover{transform:translateY(-6px);border-color:transparent;
  box-shadow:0 2px 4px 0 rgba(20,8,40,.06), 0 34px 70px -30px rgba(46,6,72,.30)}
.duo-photo{aspect-ratio:1/1;overflow:hidden;background:var(--paper-2)}
.duo-photo img{width:100%;height:100%;object-fit:cover;object-position:center 6%;transition:transform .6s cubic-bezier(.16,1,.3,1)}
.duo-card:hover .duo-photo img{transform:scale(1.05)}
.duo-body{padding:clamp(24px,3vw,32px);display:flex;flex-direction:column;flex:1}
.duo-body h3{font-size:1.45rem}
.duo-role{color:var(--brand);font-weight:600;font-size:.94rem;margin-top:5px}
.duo-body p{color:var(--ink-soft);margin-top:16px;font-size:.98rem}
.duo-list{list-style:none;margin-top:20px;padding:0;display:grid;gap:11px}
.duo-list li{display:flex;gap:11px;align-items:flex-start;color:var(--ink-soft);font-size:.95rem}
.duo-list li::before{content:"";flex-shrink:0;width:21px;height:21px;margin-top:2px;border-radius:7px;background:var(--paper-2)
  url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%239933CC' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E") center/14px no-repeat}

/* רשת צוות — דיוקנים ריבועיים */
.tm-grid-3{grid-template-columns:repeat(3,1fr);max-width:1020px}
.tm-grid-2{grid-template-columns:repeat(2,1fr);max-width:700px}
.tm-grid-3 .tm-photo,.tm-grid-2 .tm-photo{aspect-ratio:1/1}
.tm-ph{aspect-ratio:16/9;display:grid;place-items:center;background:linear-gradient(150deg,var(--plum),var(--brand));
  color:#fff;font-family:'Rubik',sans-serif;font-size:2.1rem;font-weight:600;letter-spacing:.04em}

/* הערת סביבה עסקית (RE/MAX) */
.ab-note{display:grid;grid-template-columns:auto 1fr;gap:clamp(20px,3vw,30px);align-items:start;max-width:900px;margin-inline:auto;
  background:var(--card);border:1px solid var(--line);border-radius:24px;padding:clamp(26px,3vw,38px);box-shadow:var(--shadow-card)}
.ab-note-ic{width:54px;height:54px;border-radius:15px;background:var(--paper-2);display:grid;place-items:center;color:var(--plum);flex-shrink:0}
.ab-note h3{font-size:1.32rem}
.ab-note p{color:var(--ink-soft);margin-top:14px}
.ab-note .ab-disc{margin-top:18px;padding-top:16px;border-top:1px solid var(--line);font-size:.9rem;color:var(--ink-faint)}

@media(max-width:860px){
  .duo{grid-template-columns:1fr;max-width:460px}
  .tm-grid-3{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:560px){
  .tm-grid-3,.tm-grid-2{grid-template-columns:1fr}
  .ab-note{grid-template-columns:1fr}
}

/* promo popup — success state (guide download) */
.promo-done{display:none;text-align:center}
.promo-form.sent > :not(.promo-done){display:none}
.promo-form.sent .promo-done{display:block}
.promo-done-ic{width:56px;height:56px;border-radius:50%;background:var(--brand);color:#fff;display:grid;place-items:center;font-size:1.7rem;font-weight:700;margin:0 auto 16px}
.promo-done h3{margin-bottom:10px}
.promo-done p{color:var(--ink-soft);font-size:.95rem;line-height:1.55;margin-bottom:18px}
@media (max-width:820px){.promo-done-ic{width:42px;height:42px;font-size:1.25rem;margin-bottom:10px}.promo-done p{font-size:.86rem;margin-bottom:12px}}

/* Yad2 partnership (advisors site) */
.yad2-sec{padding:clamp(66px,8vw,116px) 0;background:#fff;border-block:1px solid var(--line)}
[data-theme="dark"] .yad2-sec{background:var(--card)}
.yad2-head{max-width:760px;margin-bottom:clamp(34px,4vw,52px)}
.yad2-lockup{display:flex;align-items:center;gap:14px;margin-bottom:20px}
.yad2-lockup img{width:auto;display:block}
.yad2-logo{height:24px}
.yad2-brand{height:30px}
[data-theme="dark"] .yad2-brand{filter:brightness(0) invert(1)}
.yad2-x{color:var(--ink-faint);font-size:1.15rem;line-height:1}
.yad2-sec h2{font-size:clamp(1.75rem,3.4vw,2.6rem);line-height:1.15}
.yad2-sec h2 em{color:#FF480A;font-style:normal}
.yad2-sec .lead{margin-top:16px}
.yad2-rows{display:grid;gap:clamp(38px,5vw,72px)}
.yad2-row{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(26px,3.4vw,54px);align-items:center}
.yad2-row--flip .yad2-shot{order:2}
.yad2-copy{max-width:56ch}
.yad2-copy .yad2-n{display:inline-block;color:#FF480A;font-family:'Rubik',sans-serif;font-weight:700;font-size:.95rem;letter-spacing:.06em;margin-bottom:10px}
.yad2-copy h3{font-family:'Rubik',sans-serif;font-weight:600;font-size:clamp(1.2rem,1.8vw,1.5rem);color:var(--ink);margin-bottom:12px;line-height:1.25}
.yad2-copy p{color:var(--ink-soft);font-size:1.02rem;line-height:1.7}
.yad2-shot{margin:0;background:var(--card);border:1px solid var(--line);border-radius:18px;overflow:hidden;box-shadow:var(--shadow-sm)}
.yad2-shot img{width:100%;height:auto;display:block}
[data-theme="dark"] .yad2-shot img{filter:brightness(.92)}
.yad2-note{margin-top:clamp(34px,4vw,54px);max-width:840px;font-size:.92rem;line-height:1.65;color:var(--ink-faint)}
@media(max-width:860px){.yad2-row{grid-template-columns:1fr;gap:20px}.yad2-row--flip .yad2-shot{order:0}.yad2-logo{height:20px}.yad2-brand{height:26px}}

/* Advisor journey - scroll-animated timeline */
.jr{position:relative;margin-top:clamp(34px,4vw,56px);padding-block:10px}
.jr-rail{position:absolute;inset-block-start:0;inset-block-end:10px;inset-inline-start:50%;transform:translateX(50%);width:3px;background:var(--line);border-radius:3px}
.jr-fill{position:absolute;inset-inline:0;top:0;height:0;background:linear-gradient(180deg,var(--brand),var(--plum));border-radius:3px;transition:height .12s linear}
.jr-dot{position:absolute;inset-inline-start:50%;transform:translate(50%,-50%);top:0;width:16px;height:16px;border-radius:50%;background:var(--brand);box-shadow:0 0 0 6px color-mix(in oklab,var(--brand) 22%,transparent);transition:top .12s linear}
.jr-item{position:relative;z-index:1;display:flex;justify-content:center;margin-bottom:clamp(34px,4.5vw,64px)}
.jr-item:nth-of-type(2){transform:translateX(15%)}
.jr-item:nth-of-type(4){transform:translateX(-15%)}
.jr-card{position:relative;width:min(620px,62%);display:grid;grid-template-columns:1fr 1fr;background:var(--card);border-radius:26px;overflow:hidden;box-shadow:0 18px 44px -26px rgba(31,18,46,.38),0 2px 10px -4px rgba(31,18,46,.12);opacity:0;transform:translateY(24px);transition:opacity .6s cubic-bezier(.16,1,.3,1),transform .6s cubic-bezier(.16,1,.3,1),box-shadow .35s}
.jr-item.on .jr-card{opacity:1;transform:none}
.jr-body{padding:clamp(26px,2.6vw,34px);order:1}
.jr-num{display:block;font-family:'Rubik',sans-serif;font-weight:700;font-size:clamp(2.4rem,4vw,3.4rem);line-height:1;color:color-mix(in oklab,var(--brand) 30%,transparent);margin-bottom:8px}
.jr-body h3{font-family:'Rubik',sans-serif;font-weight:600;font-size:clamp(1.15rem,1.7vw,1.4rem);color:var(--ink);margin-bottom:12px;line-height:1.25}
.jr-body p{color:var(--ink-soft);font-size:1rem;line-height:1.7}
.jr-media{position:relative;order:2;align-self:stretch;min-height:220px;margin:0;overflow:hidden;-webkit-mask-image:linear-gradient(to right,#000 50%,rgba(0,0,0,.55) 78%,transparent 100%);mask-image:linear-gradient(to right,#000 50%,rgba(0,0,0,.55) 78%,transparent 100%)}
.jr-media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;display:block}
.jr-end{position:relative;z-index:3;display:flex;justify-content:center;margin-top:clamp(18px,2vw,30px)}
@media(max-width:860px){
  .jr-rail{inset-inline-start:auto;inset-inline-end:7px;transform:none}
  .jr-dot{inset-inline-start:auto;inset-inline-end:7px;transform:translate(50%,-50%)}
  .jr-item{margin-bottom:20px;padding-inline-end:30px;display:block}
  .jr-item:nth-of-type(2),.jr-item:nth-of-type(4){transform:none}
  .jr-card{width:100%;grid-template-columns:1fr}
  .jr-body{order:2}
  .jr-media{order:1;min-height:180px;height:180px;margin:0;-webkit-mask-image:linear-gradient(to top,#000 66%,transparent 100%);mask-image:linear-gradient(to top,#000 66%,transparent 100%)}
}
@media (prefers-reduced-motion:reduce){
  .jr-card{opacity:1;transform:none;transition:none}
  .jr-fill,.jr-dot{transition:none}
}

/* FAQ on a white ground */
.faq-sec{background:var(--card)}

/* School - course cards + syllabus */
.crs-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(20px,2.6vw,30px)}
.crs-grid--one{grid-template-columns:1fr;max-width:620px}
.crs{display:flex;flex-direction:column;background:var(--card);border:1px solid var(--line);border-radius:22px;overflow:hidden;box-shadow:var(--shadow-sm);transition:box-shadow .35s,transform .45s cubic-bezier(.16,1,.3,1)}
.crs:hover{box-shadow:var(--shadow)}
.crs-img{aspect-ratio:16/10;background:var(--paper-2)}
.crs-img img{width:100%;height:100%;object-fit:cover;display:block}
.crs-body{display:flex;flex-direction:column;flex:1;padding:clamp(22px,2.4vw,30px)}
.crs-eyebrow{font-size:.84rem;font-weight:600;color:var(--brand);margin-bottom:8px}
.crs-body h3{font-family:'Rubik',sans-serif;font-weight:600;font-size:clamp(1.25rem,1.9vw,1.5rem);color:var(--ink);margin-bottom:12px}
.crs-body>p{color:var(--ink-soft);font-size:.98rem;line-height:1.65}
.crs-feats{list-style:none;margin:20px 0 0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:10px 18px}
.crs-feats--col{grid-template-columns:1fr;margin-top:6px}
.crs-feats li{display:flex;align-items:flex-start;gap:9px;font-size:.94rem;line-height:1.5;color:var(--ink)}
.crs-feats svg{width:17px;height:17px;flex-shrink:0;margin-top:3px;color:var(--brand)}
.crs-meta{display:flex;flex-wrap:wrap;gap:10px 26px;margin-top:20px;padding-top:18px;border-top:1px solid var(--line);color:var(--ink-soft);font-size:.92rem}
.crs-meta div{display:flex;align-items:center;gap:8px}
.crs-meta b{color:var(--ink);font-weight:600}
.crs-ic{display:grid;place-items:center;width:26px;height:26px;border-radius:50%;background:var(--paper-2);color:var(--brand);flex-shrink:0}
.crs-ic svg{width:15px;height:15px}
.crs-meta--top{margin:0 0 clamp(26px,3vw,40px);padding:18px 22px;border:1px solid var(--line);border-radius:16px;background:var(--card);justify-content:flex-start;gap:14px 40px}
.crs-cta{align-self:flex-start;margin-top:22px}
.crs-cols{display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,3.4vw,54px)}
.crs-cols h2{font-size:clamp(1.2rem,1.8vw,1.45rem);margin-bottom:12px}
.mods{display:grid;gap:10px}
.mod{background:var(--card);border:1px solid var(--line);border-radius:16px;overflow:hidden}
.mod>summary{display:flex;align-items:center;gap:12px;cursor:pointer;list-style:none;padding:16px 20px;font-family:'Rubik',sans-serif;font-weight:600;font-size:1.03rem;color:var(--ink)}
.mod>summary::-webkit-details-marker{display:none}
.mod-n{color:var(--brand);font-weight:700;font-size:.9rem;letter-spacing:.04em}
.mod[open]>summary{border-bottom:1px solid var(--line)}
.mod ul{margin:0;padding:14px 52px 18px 20px;list-style:disc;color:var(--ink-soft)}
.mod ul li{margin:5px 0;font-size:.96rem;line-height:1.6}
.lects{display:grid;grid-template-columns:1fr 1fr;gap:clamp(18px,2.4vw,28px)}
.lect{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:clamp(20px,2.2vw,26px)}
.lect h3{font-family:'Rubik',sans-serif;font-weight:600;font-size:1.15rem;color:var(--ink);margin-bottom:4px}
.lect span{display:block;color:var(--brand);font-size:.9rem;margin-bottom:12px}
.lect p{color:var(--ink-soft);font-size:.95rem;line-height:1.65}
@media(max-width:860px){.crs-grid,.crs-cols,.lects{grid-template-columns:1fr}.crs-feats{grid-template-columns:1fr}}

/* About hero - portrait card with nameplate */
.ab-hero .ab-hero-text{text-align:start}
.ab-hero .ab-hero-text .mtg-hero-trust{justify-content:flex-start}
.ab-hero .ab-hero-text .hero-actions{justify-content:flex-start}
.ab-portrait{position:relative;margin:0 auto;max-width:460px;background:var(--paper-2);border:1px solid var(--line);border-radius:28px;overflow:hidden;box-shadow:0 30px 64px -38px rgba(31,18,46,.45)}
.ab-portrait img{width:100%;height:auto;display:block;transition:opacity .42s ease}
.ab-portrait.swap img{opacity:0}
.ab-portrait figcaption b,.ab-portrait figcaption span{transition:opacity .42s ease}
.ab-portrait.swap figcaption b,.ab-portrait.swap figcaption span{opacity:0}
.ab-portrait figcaption{position:static;width:100%;background:color-mix(in oklab,var(--card) 92%,transparent);border:1px solid color-mix(in oklab,var(--line) 70%,transparent);border-radius:18px;padding:16px 22px;text-align:start;box-shadow:0 16px 34px -22px rgba(31,18,46,.4)}
.ab-portrait figcaption b{display:block;font-family:'Rubik',sans-serif;font-weight:600;font-size:1.1rem;color:var(--ink)}
.ab-portrait figcaption span{display:block;margin-top:5px;font-size:.9rem;color:var(--ink-soft)}
@media(max-width:860px){.ab-hero .ab-hero-text{text-align:center}.ab-hero .ab-hero-text .mtg-hero-trust,.ab-hero .ab-hero-text .hero-actions{justify-content:center}.ab-portrait{order:-1;max-width:380px}}

/* about hero - team portrait dots, sitting on the card itself */
.ab-foot{position:absolute;inset-inline:16px;bottom:16px;display:grid;gap:12px;justify-items:center}
.ab-dots{display:flex;justify-content:center;gap:9px}
.ab-dots button{width:9px;height:9px;padding:0;border:0;border-radius:50%;background:rgba(255,255,255,.62);box-shadow:0 1px 5px rgba(31,18,46,.35);cursor:pointer;transition:background .3s,width .3s}
.ab-dots button:hover{background:#fff}
.ab-dots button.on{width:26px;border-radius:6px;background:var(--brand);box-shadow:0 2px 8px rgba(31,18,46,.4)}

/* about - team line-up band */
.ab-team-band{margin:0 0 clamp(30px,4vw,52px);border-radius:24px;overflow:hidden;background:var(--paper-2);border:1px solid var(--line);box-shadow:var(--shadow-sm)}
.ab-team-band img{width:100%;height:auto;display:block}
[data-theme="dark"] .ab-team-band img{filter:brightness(.92)}

/* about - management pair */
.mgmt-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(20px,2.6vw,32px);max-width:900px;margin-inline:auto}
.mgmt-card{background:var(--card);border:1px solid var(--line);border-radius:24px;overflow:hidden;box-shadow:var(--shadow-sm);transition:box-shadow .35s}
.mgmt-card:hover{box-shadow:var(--shadow)}
.mgmt-photo{aspect-ratio:1;background:var(--paper-2)}
.mgmt-photo img{width:100%;height:100%;object-fit:cover;object-position:center 18%;display:block}
.mgmt-body{padding:clamp(18px,2.2vw,26px);text-align:center}
.mgmt-body h3{font-family:'Rubik',sans-serif;font-weight:600;font-size:clamp(1.15rem,1.7vw,1.35rem);color:var(--ink)}
.mgmt-role{color:var(--brand);font-size:.94rem;font-weight:600;margin-top:5px}
.mgmt-more{margin-top:16px}
@media(max-width:640px){.mgmt-grid{grid-template-columns:1fr;max-width:380px}}

/* nav - info mega menu */
.submenu.mega{display:grid;grid-template-columns:1fr 1fr 1.05fr;gap:10px 22px;min-width:820px;padding:20px}
.mega-col{display:flex;flex-direction:column;gap:2px}
.mega-h{padding:2px 12px 10px;margin-bottom:6px;border-bottom:1px solid var(--line);font-size:.8rem;letter-spacing:.02em;color:var(--ink-faint);white-space:nowrap}
.submenu.mega a{display:flex;align-items:flex-start;gap:11px;padding:9px 12px;border-radius:12px;white-space:normal}
.mg-ic{flex-shrink:0;width:32px;height:32px;border-radius:9px;background:var(--paper-2);color:var(--brand);display:grid;place-items:center;transition:background .2s,color .2s}
.mg-ic svg{width:17px;height:17px}
.submenu.mega a:hover .mg-ic{background:var(--brand);color:#fff}
.mg-t{display:flex;flex-direction:column;gap:2px;min-width:0}
.mg-t b{font-family:'Rubik',sans-serif;font-weight:600;font-size:.98rem;color:var(--ink);line-height:1.3}
.mg-t small{font-size:.82rem;color:var(--ink-faint);line-height:1.4}
.submenu.mega a:hover .mg-t b{color:var(--brand)}
.mega-feat{position:relative;display:flex;flex-direction:column;gap:8px;padding:14px!important;border-radius:16px!important;background:var(--paper-2);border:1px solid var(--line);overflow:hidden}
.mega-feat:hover{background:var(--paper-2);border-color:var(--brand)}
.mega-feat-img{display:block;border-radius:11px;overflow:hidden;aspect-ratio:16/9;background:var(--line)}
.mega-feat-img img{width:100%;height:100%;object-fit:cover;display:block}
.mega-feat-tag{align-self:flex-start;background:var(--brand);color:#fff;font-size:.74rem;font-weight:600;padding:3px 10px;border-radius:20px}
.mega-feat b{font-family:'Rubik',sans-serif;font-weight:600;font-size:.98rem;color:var(--ink);line-height:1.35}
.mega-feat small{font-size:.83rem;color:var(--ink-soft);line-height:1.5}
@media(max-width:1320px){.submenu.mega{min-width:660px;grid-template-columns:1fr 1fr}.mega-feat{grid-column:1/-1;flex-direction:row;align-items:center;gap:14px}.mega-feat-img{width:150px;flex-shrink:0}}
@media(max-width:1180px){.submenu.mega{min-width:520px;padding:16px}.mg-t small{display:none}}

/* legal pages - toc + numbered clauses */
.legal{max-width:820px}
.legal-toc{background:var(--paper-2);border:1px solid var(--line);border-radius:18px;padding:22px 26px;margin-bottom:clamp(28px,3.5vw,44px)}
.legal-toc h2{font-family:'Rubik',sans-serif;font-weight:600;font-size:1.05rem;color:var(--ink);margin-bottom:12px}
.legal-toc ol{margin:0;padding-inline-start:20px;color:var(--ink-soft);display:grid;gap:6px}
.legal-toc a{color:var(--ink-soft);text-decoration:none;transition:color .2s}
.legal-toc a:hover{color:var(--brand);text-decoration:underline}
.legal-sec{padding-bottom:clamp(24px,3vw,38px);margin-bottom:clamp(24px,3vw,38px);border-bottom:1px solid var(--line);scroll-margin-top:100px}
.legal-sec:last-of-type{border-bottom:0}
.legal-sec h2{font-family:'Rubik',sans-serif;font-weight:600;font-size:clamp(1.15rem,1.8vw,1.4rem);color:var(--ink);margin-bottom:6px}
.legal-top{display:inline-block;margin-bottom:14px;font-size:.84rem;color:var(--ink-faint);text-decoration:none}
.legal-top:hover{color:var(--brand);text-decoration:underline}
.legal-sec p{color:var(--ink-soft);font-size:1rem;line-height:1.75;margin-bottom:12px}
.legal-sec b{color:var(--ink);font-weight:600}
.legal-sec ul{margin:0 0 12px;padding-inline-start:22px;color:var(--ink-soft);line-height:1.75}
.legal-sec li{margin-bottom:6px}
.legal-date{margin-top:8px;font-size:.9rem;color:var(--ink-faint)}

/* footer social row */
.ftr-social{display:flex;gap:10px;margin-top:20px}
.ftr-social a{width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:rgba(255,255,255,.09);color:#fff;transition:background .25s,transform .25s,color .25s}
.ftr-social a:hover{background:#fff;color:var(--plum-deep);transform:translateY(-2px)}
.ftr-social svg{width:18px;height:18px}

/* joiners band - team photo */
.join-team{margin:clamp(22px,3vw,32px) 0 0;border-radius:20px;overflow:hidden;background:var(--paper-2);border:1px solid var(--line);box-shadow:var(--shadow-sm)}
.join-team img{width:100%;height:auto;display:block}
.join-team figcaption{padding:12px 18px;font-size:.88rem;color:var(--ink-soft);line-height:1.5}

/* homepage - leadership / proof band (placeholder state) */
.lead-band{padding:clamp(58px,7vw,100px) 0;background:var(--card);border-block:1px solid var(--line)}
.lead-band h2 em{color:var(--brand);font-style:normal}
.lb-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(16px,2.4vw,26px);max-width:900px;margin:clamp(30px,4vw,46px) auto 0}
.lb-stat{background:var(--paper-2);border:1px solid var(--line);border-radius:20px;padding:clamp(22px,2.6vw,30px);text-align:center}
.lb-num{display:block;font-family:'Rubik',sans-serif;font-weight:700;font-size:clamp(2rem,3.6vw,2.9rem);line-height:1;color:var(--brand)}
.lb-lbl{display:block;margin-top:10px;font-weight:600;color:var(--ink);font-size:1rem}
.lb-note{display:block;margin-top:6px;font-size:.8rem;color:var(--ink-faint)}
.lb-speaker{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(22px,3vw,44px);align-items:center;max-width:980px;margin:clamp(26px,3.4vw,44px) auto 0;background:var(--paper-2);border:1px solid var(--line);border-radius:24px;overflow:hidden}
.lb-speaker-photo{align-self:stretch;min-height:230px}
.lb-speaker-photo img{width:100%;height:100%;object-fit:cover;object-position:center 20%;display:block}
.lb-speaker-text{padding:clamp(22px,2.6vw,32px) clamp(22px,2.6vw,32px) clamp(22px,2.6vw,32px) 0}
.lb-tag{display:inline-block;background:color-mix(in oklab,var(--brand) 14%,transparent);color:var(--brand);font-size:.82rem;font-weight:600;padding:5px 13px;border-radius:20px;margin-bottom:12px}
.lb-speaker-text h3{font-family:'Rubik',sans-serif;font-weight:600;font-size:clamp(1.15rem,1.8vw,1.4rem);color:var(--ink);margin-bottom:10px}
.lb-speaker-text p{color:var(--ink-soft);line-height:1.7}
.lb-list{list-style:none;margin:14px 0 0;padding:0;display:grid;gap:8px}
.lb-list li{padding-inline-start:16px;position:relative;color:var(--ink-soft);font-size:.96rem}
.lb-list li::before{content:"";position:absolute;inset-inline-start:0;top:9px;width:6px;height:6px;border-radius:50%;background:var(--brand)}
[data-fill]{opacity:.55}
.lb-todo{max-width:900px;margin:clamp(24px,3vw,36px) auto 0;padding:16px 20px;border:1px dashed var(--brand);border-radius:14px;background:color-mix(in oklab,var(--brand) 6%,transparent);color:var(--ink-soft);font-size:.92rem;line-height:1.6}
@media(max-width:860px){.lb-grid{grid-template-columns:1fr}.lb-speaker{grid-template-columns:1fr}.lb-speaker-photo{height:220px;min-height:0}.lb-speaker-text{padding:clamp(20px,3vw,26px)}}

/* advisors popup - muhni together x Yad2 */
.promo-yad2 .promo-visual{background:linear-gradient(155deg,var(--plum),var(--plum-deep) 62%,#7a2f16 140%)}
.promo-lockup{display:flex;align-items:center;gap:12px;margin-bottom:18px}
.promo-lockup img{height:26px;width:auto;display:block;filter:brightness(0) invert(1)}
.promo-lockup .promo-yad2-logo{height:20px;filter:none}
.promo-lockup span{color:rgba(255,255,255,.6);font-size:1.05rem;line-height:1}
.promo-yad2 .promo-badge{background:#FF480A}
.promo-yad2 .promo-list svg{color:#FF9A6B}
@media(max-width:820px){.promo-lockup{justify-content:center;margin-bottom:8px}.promo-lockup img{height:20px}.promo-lockup .promo-yad2-logo{height:16px}}

/* mortgage process flow */
.flw-sec h2 em{color:var(--brand);font-style:normal}
.flw{list-style:none;margin:clamp(30px,4vw,48px) 0 0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(16px,2vw,24px);counter-reset:none}
.flw-step{position:relative;display:flex;gap:14px;background:var(--card);border:1px solid var(--line);border-radius:18px;padding:clamp(18px,2vw,24px);box-shadow:var(--shadow-sm)}
.flw-step::after{content:"";position:absolute;top:50%;inset-inline-start:-14px;width:14px;height:2px;background:var(--line)}
.flw-step:nth-child(4n+1)::after,.flw-step:first-child::after{display:none}
.flw-n{flex-shrink:0;font-family:'Rubik',sans-serif;font-weight:700;font-size:1.05rem;color:var(--brand);letter-spacing:.04em;padding-top:2px}
.flw-body h3{font-family:'Rubik',sans-serif;font-weight:600;font-size:1.02rem;color:var(--ink);margin-bottom:6px;line-height:1.3}
.flw-body p{color:var(--ink-soft);font-size:.93rem;line-height:1.6}
.flw-note{margin-top:clamp(22px,3vw,32px);text-align:center;color:var(--ink-faint);font-size:.94rem}
@media(max-width:1080px){.flw{grid-template-columns:repeat(2,1fr)}.flw-step::after{display:none}}
@media(max-width:620px){.flw{grid-template-columns:1fr}}

/* podcast episode */
.pod-hero{padding-top:clamp(24px,3vw,40px)}
.pod-lead{max-width:760px;margin-inline:auto;text-align:center}
.pod-ep{display:inline-block;background:var(--brand);color:#fff;font-family:'Rubik',sans-serif;font-weight:600;font-size:.82rem;letter-spacing:.04em;padding:5px 14px;border-radius:20px;margin-bottom:14px}
.pod-lead h2{font-size:clamp(1.5rem,2.8vw,2.15rem);line-height:1.2;color:var(--ink)}
.pod-lead p{margin-top:12px;color:var(--ink-soft);font-size:1.02rem;line-height:1.7}
.pod-embed{max-width:940px;margin:clamp(24px,3vw,36px) auto 0;aspect-ratio:16/9;border-radius:22px;overflow:hidden;border:1px solid var(--line);box-shadow:var(--shadow-lg);background:#000}
.pod-embed iframe{width:100%;height:100%;border:0;display:block}
.pod-actions{display:flex;flex-wrap:wrap;gap:14px;justify-content:center;margin-top:clamp(20px,2.6vw,30px)}
.pod-about{display:grid;grid-template-columns:1.25fr .75fr;gap:clamp(26px,4vw,56px);align-items:start}
.pod-topics{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:clamp(22px,2.4vw,28px);box-shadow:var(--shadow-sm)}
.pod-topics h3{font-family:'Rubik',sans-serif;font-weight:600;font-size:1.08rem;color:var(--ink);margin-bottom:14px}
.pod-topics ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.pod-topics li{position:relative;padding-inline-start:18px;color:var(--ink-soft);font-size:.96rem;line-height:1.6}
.pod-topics li::before{content:"";position:absolute;inset-inline-start:0;top:9px;width:6px;height:6px;border-radius:50%;background:var(--brand)}
@media(max-width:860px){.pod-about{grid-template-columns:1fr}}

/* mobile: the hero already ends with generous whitespace, so the first section
   under it does not need a full 72px lid on top */
@media(max-width:700px){
  .hero-wrap{padding-bottom:0}
  .hero-wrap .hero{padding-bottom:26px}
  main.stack > section:first-of-type{padding-top:30px}
}
